13 PINNACLE PLACE, BUNNELL, FL, 32110
Active59 days on marketListed May 21, 2026MLS #FC318630
About this home
13 PINNACLE PLACE
Short Sale. Offered as a short sale. Lender approval in process.The St. George floorplan offers the perfect blend of space, comfort, and value, featuring 1,776 square feet of thoughtfully designed living space. This single-story home includes four bedrooms, two bathrooms, and a two-car garage—ideal for families or anyone seeking flexibility and room to grow. Step inside to a bright, open-concept layout where the kitchen, dining, and living areas flow seamlessly together, creating an inviting space for both everyday living and entertaining. The kitchen is well-appointed with modern finishes, ample counter space, and a central island perfect for meal prep and casual dining. Natural light fills the main living area through large windows, enhancing the home’s warm and welcoming feel. The spacious primary suite offers a private retreat with a dual vanity, a large walk-in closet, and a well-designed en-suite bathroom. Three additional bedrooms provide versatility for guests, a home office, or hobbies. With its functional design, energy-efficient features, and stylish finishes, this home presents an exceptional opportunity. Offered as a short sale, it provides a unique chance for buyers to secure a beautiful home, at a compelling value.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,776
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,497 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,497/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.4%
$/sqft vs Bunnell actives
$156 vs $200
Days on market
59 vs 33 typical
Where $156/sqft sits among the 79 Bunnell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,400/mo median
Live Bunnell rental listing data — this home’s rate depends on size, condition and furnishing.
The Palm Coast short-term market
▼ Softening42%
Occupancy
▼ 26% yr/yr
$319
Avg nightly rate
▲ 6% yr/yr
$32K/yr
Revenue per listing
$140
RevPAR
55 days
Booking lead time
5.7 nights
Avg stay
5
Typical min nights
733
Active rentals
▲ 2% supply
Seasonality — monthly occupancy
Peaks at 56% in Mar · bottoms at 33% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.
Where it sits
Inside Grand Reserve
Grand Reserve is a short-term-rental community. See the full guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $287K
Bunnell median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
36 of 79
Bunnell actives have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 PINNACLE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$290,000
2 PINNACLE PLACE · same community
3 bd · 2 ba · 1,714 sqft · $169/sqft · 133 DOM
Sold · Sep ’25$286,500
31 PINNACLE PLACE · same community
3 bd · 2 ba · 1,655 sqft · $173/sqft · 6 DOM
Sold · May ’26$334,146
504 GRAND RESERVE DRIVE
4 bd · 2 ba · 1,778 sqft · $188/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13 PINNACLE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 PINNACLE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
13 PINNACLE PLACE FAQs
What would the monthly payment be for 13 PINNACLE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,497/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13 PINNACLE PLACE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13 PINNACLE PLACE?+
The most recent tax bill on record (2025) was $6,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 13 PINNACLE PLACE be rented short-term?+
Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 13 PINNACLE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bunnell?+
At $277,900, this home is listed about 9% below the Bunnell median of $305,350. The market section on this page shows how the area is trending.
Which schools are assigned to 13 PINNACLE PLACE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC318630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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