Steeve Cadeau
$269,000$279,0003 bd2 ba1,185 sqft$227 /sqft$2,168 /mo all-in ↓

9 BILTWELL PLACE, PALM COAST, FL, 32137

Active70 days on marketListed May 15, 2026MLS #FC318580

Priced 29% below the PALM COAST 32137 medianReduced $10KSingle Family ResidencePALM COAST SEC 35

About this home

9 BILTWELL PLACE

Completely renovated and move-in ready, this beautiful concrete block stucco home offers modern upgrades, timeless style, and immediate enjoyment! Featuring a desirable split-bedroom floor plan designed for both comfort and privacy, this home has been meticulously updated from top to bottom. Major improvements include a brand-new roof (2023), A/C (2017), garage door (2019), windows (2021), and water heater (2014), giving buyers peace of mind for years to come. Step inside to discover fresh interior and exterior paint, new laminate flooring throughout with tile in wet areas, updated lighting, and brand-new blinds throughout the home. The spacious kitchen shines with gorgeous quartz countertops and stainless-steel appliances, creating the perfect space for cooking and entertaining. The private owner’s suite features a walk-in closet and a stunning brand-new walk-in shower, while the guest bathroom has been beautifully renovated with elegant designer tile finishes. Enjoy your morning coffee or unwind in the screened back porch overlooking the huge, fenced backyard with plenty of space for pets, gatherings, and outdoor fun. Washer and dryer are included, making this home truly move-in ready. Conveniently located close to major highways, schools, restaurants, hospitals, shopping, and churches, this home offers the perfect combination of location, upgrades, and lifestyle. Very easy to show—schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,185

Sqft

0.23 ac

Lot size

1

Garage

1997

Year built

One

Levels

$227

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Yard

Community & fees

Taxes (2025)$3,668/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,168 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$306
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate6.00%
Loan term

Estimated payment

$2,168/mo

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$306
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $269K
$244KedgeAI estimate $264,621 · range $255K$257K$280K

vs edgeAI estimate

+1.7%

$/sqft vs PALM COAST SEC 35

$227 vs $181

Days on market

70 vs 47 typical

Where $227/sqft sits among the 23 homes for sale in PALM COAST SEC 35

6
7
2
2
2 · this home
4
$157–172$172–188$188–203$203–219$219–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Map of 9 BILTWELL PLACE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

13 of 23

PALM COAST SEC 35 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,000 $10K
May 15, 2026Listed at $279,000 · 70 days on market since
1997Built · PALM COAST SEC 35

Reality check

What actually sold near 9 BILTWELL PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

39 BIRD OF PARADISE DRIVESold · Jan ’26

$222,000

39 BIRD OF PARADISE DRIVE · same community

3 bd · 2 ba · 1,197 sqft · $185/sqft · 190 DOM

8 BUFFALO GROVE DRIVESold · Aug ’25

$295,000

8 BUFFALO GROVE DRIVE · same community

3 bd · 2 ba · 1,247 sqft · $237/sqft · 28 DOM

7 BURTON PLACESold · Dec ’25

$262,500

7 BURTON PLACE · same community

3 bd · 2 ba · 1,274 sqft · $206/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9 BILTWELL PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9 BILTWELL PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

9 BILTWELL PLACE FAQs

What would the monthly payment be for 9 BILTWELL PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9 BILTWELL PLACE?+

The most recent tax bill on record (2025) was $3,668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $269,000, this home is listed about 32% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9 BILTWELL PLACE?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32137 market on paper

$269,000 is 29% below the PALM COAST 32137 median of $379,900, and at $227/sqft it sits under the Palm Coast average of $257.

02Strong assigned schools

Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $279,000, now $269,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 ST. AUGUSTINE PROPE · Dirk Schroeder. MLS #FC318580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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