Steeve Cadeau
Short-Term Rental Eligible
$299,9903 bd2 ba1,402 sqft$214 /sqft$2,064 /mo all-in ↓

12 DIVOT PLACE, BUNNELL, FL, 32110

Active74 days on marketListed May 6, 2026MLS #FC318316

New constructionSingle Family ResidenceGRAND RESERVE AND GOLF CLUB

About this home

12 DIVOT PLACE

Under Construction. Includes fridge, washer/dryer, blinds, and GDO!! The Adele floor plan offers 1,402 square feet of beautifully designed living space with 3 bedrooms, 2 bathrooms, and a 2-car garage, the perfect blend of style and functionality in a single-family home. From the moment you arrive, the home is welcoming. Step inside to an open-concept layout filled with natural light. The spacious kitchen features a large island with quartz countertop that provides plenty of prep space and seating, making it ideal for entertaining or casual family meals. The kitchen flows seamlessly into the gathering room, where a vaulted ceiling creates an airy, expansive feel. There’s ample space for a dining table, making this home perfect for hosting holidays or everyday dinners. The RevWood flooring is highlighted throughout the common areas. The private owner’s suite is thoughtfully designed with a generous walk-in closet and a double vanity in the en-suite bath for added comfort and convenience. Two additional bedrooms offer flexibility for family, guests, or a home office. Built with quality craftsmanship by D.R. Horton, the Adele delivers comfort, smart design, and timeless style all in one inviting home. Call one of our Online Sales Concierge today to set up a time for a tour.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,402

Sqft

0.16 ac

Lot size

2

Garage

2026

Year built

One

Levels

$214

Per sqft

Pets allowed

Inside

FlooringCarpet · Other · Vinyl
AppliancesDishwasher · Disposal · Microwave · Range
InteriorHigh Ceilings · Open Floorplan · Other · Smart Home · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesSoutheast
ExteriorOther

Community & fees

HOA fee$5/mo
Taxes (2025)$0/yr
PetsYes
CommunityFishing · Clubhouse · Fitness Center · Pool

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,064 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$0
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,339/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Est. property taxes$275
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$269KedgeAI estimate $286,684 · range $281K$294K$312K

vs edgeAI estimate

+4.6%

$/sqft vs GRAND RESERVE AND GOLF CLUB

$214 vs $199

Days on market

74 vs 33 typical

Where $214/sqft sits among the 19 homes for sale in GRAND RESERVE AND GOLF CLUB

4
3
5
2
1
4 · this home
$185–190$190–195$195–200$200–206$206–211$211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityGrand Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,400/mo median

MarketBunnell
Annual gross at median$16,800
Gross yield on this price5.6%
Homes for rent right now11

Live Bunnell rental listing data — this home’s rate depends on size, condition and furnishing.

The Palm Coast short-term market

▼ Softening

42%

Occupancy

▼ 26% yr/yr

$319

Avg nightly rate

▲ 6% yr/yr

$32K/yr

Revenue per listing

$140

RevPAR

55 days

Booking lead time

5.7 nights

Avg stay

5

Typical min nights

733

Active rentals

▲ 2% supply

Seasonality — monthly occupancy

Peaks at 56% in Mar · bottoms at 33% in Sep

37%
49%
56%
46%
41%
39%
53%
41%
33%
34%
34%
39%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Coast — the projection above is specific to this home’s size.

Where it sits

Inside Grand Reserve

Map of 12 DIVOT PLACE inside its neighborhood boundary

Grand Reserve is a short-term-rental community. See the full guide →

BUNNELL 32110 — neighborhood snapshot

Population

9,877

Median age

42.6

Median income

$56,277

Median home value

$221,200

Avg household

2.7

Households w/ children

1,090

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bunnell market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$287K

Bunnell median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

5 of 19

GRAND RESERVE AND GOLF CLUB have cut their price

Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the BUNNELL 32110 median. See the full Bunnell market guide →

Paper trail

This home's history

May 6, 2026Listed at $299,990 · 74 days on market since
2026Built · GRAND RESERVE AND GOLF CLUB

Reality check

What actually sold near 12 DIVOT PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

862 GRAND RESERVE DRIVESold · Dec ’25

$274,990

862 GRAND RESERVE DRIVE · same community

3 bd · 2 ba · 1,402 sqft · $196/sqft · 31 DOM

870 GRAND RESERVE DRIVESold · Dec ’25

$298,990

870 GRAND RESERVE DRIVE · same community

3 bd · 2 ba · 1,402 sqft · $213/sqft · 94 DOM

858 GRAND RESERVE DRIVESold · Jan ’26

$279,990

858 GRAND RESERVE DRIVE · same community

3 bd · 2 ba · 1,459 sqft · $192/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12 DIVOT PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12 DIVOT PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

12 DIVOT PLACE FAQs

What would the monthly payment be for 12 DIVOT PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,064/mo — principal and interest, estimated property taxes, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12 DIVOT PLACE?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12 DIVOT PLACE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 12 DIVOT PLACE be rented short-term?+

Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 12 DIVOT PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bunnell?+

At $299,990, this home is listed about 2% below the Bunnell median of $305,350. The market section on this page shows how the area is trending.

Which schools are assigned to 12 DIVOT PLACE?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY INC. · Charlie Rogers. MLS #FC318316.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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