39 WHEELING LANE, PALM COAST, FL, 32164
Active86 days on marketListed May 8, 2026MLS #FC318277
About this home
39 WHEELING LANE
There’s something about 39 Wheeling Lane that just feels easy the moment you walk in. Natural light fills the living spaces, vaulted ceilings create an open, airy feel, and the layout flows in a way that simply makes sense. This Palm Coast home offers a warm, welcoming atmosphere that immediately feels like home! Located in the Pine Lakes area of Palm Coast, this well-maintained concrete block home offers flexible living without sacrificing comfort or function. The split floor plan provides privacy for the primary suite, while the guest bedrooms are thoughtfully positioned for family, visitors, or a dedicated home office. Tile and laminate flooring throughout make everyday living both durable and low-maintenance—ideal for Florida living. One of the most versatile spaces in the home is the enclosed, air-conditioned bonus room overlooking the backyard. Currently used as the main living area, it’s the perfect setting for movie nights, game days, a playroom, home gym, or a quiet retreat at the end of the day. It’s the kind of space that quickly becomes a favorite. Out back, the home continues to shine with a private, fenced yard designed for everyday enjoyment. The screened lanai and elevated swim spa create a year-round retreat—whether it’s morning coffee, a low-impact workout, or winding down in the evening. A new vinyl fence, storage shed, and generous yard space add both privacy and practicality, with room for pets, gardening, or entertaining. Major updates have already been taken care of including security system wiring installed, a 2019 roof, 2023 solar installation, 2024 sliding glass doors, and 2025 vinyl fencing. The solar system adds meaningful energy efficiency, helping to reduce monthly utility costs—an added advantage for Florida homeowners! Conveniently located near shopping, dining, parks, medical facilities, and just a short drive to Flagler Beach, this home offers the balance so many buyers are searching for in Palm Coast: space to spread out while still staying close to everyday essentials. If your version of home includes quiet mornings, relaxed evenings in the backyard, and a space that immediately feels inviting, 39 Wheeling Lane is worth a closer look! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,620
Sqft
0.23 ac
Lot size
2
Garage
2003
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,836/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.9%
$/sqft vs PALM COAST SEC 23
$231 vs $187
Days on market
86 vs 47 typical
Where $231/sqft sits among the 10 homes for sale in PALM COAST SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 10
PALM COAST SEC 23 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 WHEELING LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$350,000
5 WHITTLE PLACE · same community
3 bd · 2 ba · 1,624 sqft · $216/sqft · 23 DOM
Sold · Jan ’26$382,500
48 WHEELING LANE · same community
3 bd · 2 ba · 1,626 sqft · $235/sqft · 39 DOM
Sold · Oct ’25$380,000
8 WHITE HORSE LANE · same community
3 bd · 2 ba · 1,632 sqft · $233/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39 WHEELING LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 WHEELING LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
39 WHEELING LANE FAQs
What would the monthly payment be for 39 WHEELING LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39 WHEELING LANE?+
The most recent tax bill on record (2025) was $3,711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39 WHEELING LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $374,000, this home is listed about 5% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39 WHEELING LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PALM GROUP REALTY LLC · Lucy Eich. MLS #FC318277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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