38 LLOYD TRAIL, PALM COAST, FL, 32164
Active85 days on marketListed Apr 29, 2026MLS #FC318072
About this home
38 LLOYD TRAIL
Life here feels easy and unforced—start your morning on the screened lanai, enjoying the Florida sunrise and fresh air, move through your day with everything close by, and wind down in a home that’s already been thoughtfully improved over time! This Maronda-built home in the Quail Hollow is in a convenient location with quick access to US-1 and SR-100, keeping your every day essentials close, plus you are just a short drive to the beach for those relaxing days on the coast! Inside, the home feels open and comfortable, with vaulted ceilings and architectural archways that define the main living areas while keeping the layout connected and easy to move through. The kitchen features ample cabinetry and an eat-in dinette space that visually connects to the living area, making everyday meals and conversation part of the same shared space. The split-bedroom design gives privacy, with a primary suite that includes a walk-in closet and private bath. Secondary bedrooms provide flexibility for guests, office space, or additional needs depending on lifestyle. Over time, important updates have already been completed, including a 2022 roof and luxury vinyl plank flooring installed throughout in 2026, creating a refreshed, cohesive feel throughout the home. Additional improvements include a 2024 front door and storm door, 2021 water heater, 2016 HVAC system, and 2022 garbage disposal. The screened lanai was rescreened in 2022, extending comfortable living space outdoors perfect for entertaining, or just unwinding after a long day at work. All appliances convey. The home also includes an active termite bond with quarterly preventative service through Royal Palm Pest Control! Schedule your showing today to experience this home in person and start the journey to making it your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,367
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,100 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,100/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Palm Coast actives
$208 vs $221
Days on market
85 vs 47 typical
Where $208/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
176 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 LLOYD TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$268,000
7 LLOVERA PLACE · same community
3 bd · 2 ba · 1,224 sqft · $219/sqft · 19 DOM
Sold · Jul ’25$280,000
8 LLOWICK COURT · same community
3 bd · 2 ba · 1,674 sqft · $167/sqft · 83 DOM
Sold · May ’26$699,000
42 LLEWELLYN TRAIL · same community
3 bd · 2 ba · 1,831 sqft · $382/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38 LLOYD TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 LLOYD TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
38 LLOYD TRAIL FAQs
What would the monthly payment be for 38 LLOYD TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,100/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38 LLOYD TRAIL?+
The most recent tax bill on record (2025) was $1,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $284,900, this home is listed about 28% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38 LLOYD TRAIL?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Crystal Calderon. MLS #FC318072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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