32 SHINNECOCK DRIVE, PALM COAST, FL, 32137
Active112 days on marketListed Apr 16, 2026MLS #FC317792
About this home
32 SHINNECOCK DRIVE
One or more photo(s) has been virtually staged. RECENTLY IMPROVED PRICE!!!! This is an exceptional opportunity in Grand Haven!!!!! Roof, HVAC, Water Heater all 2 years old!!! Experience coastal living at its finest in the gated community of Grand Haven. Nestled along the Intracoastal Waterway, this highly sought-after neighborhood offers an unmatched blend of natural beauty, resort-style amenities, and an active, upscale lifestyle. Located at 32 Shinnecock Drive, this exceptional residence is surrounded by lush, mature trees and meticulously maintained landscapes, creating a serene and picturesque setting. Residents enjoy access to a championship Jack Nicklaus Signature Golf Course, an elegant golf club with membership and a full-service restaurant exclusively for residents. The community boasts an impressive array of amenities including tennis courts, pickleball, bocce ball, and croquet, along with two resort-style pools, basketball courts, and playgrounds as well as a scenic walking and biking esplanade that winds along the Intracoastal, perfect for morning strolls or sunset views over the water. Whether you’re seeking relaxation, recreation, or a vibrant social atmosphere, Grand Haven delivers a lifestyle of luxury, privacy, and coastal charm—all just minutes from beaches, shopping, and dining. Welcome home to one of Palm Coast’s most vibrant and beautiful communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,594
Sqft
0.2 ac
Lot size
2
Garage
2000
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs Palm Coast actives
$244 vs $222
Days on market
112 vs 50 typical
Where $244/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
185 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 32 SHINNECOCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$317,000
37 W WATERSIDE PARKWAY
2 bd · 2 ba · 1,578 sqft · $201/sqft · 128 DOM
Sold · Sep ’25$420,000
7 OWLS ROOST LANE W
3 bd · 2 ba · 1,636 sqft · $257/sqft · 96 DOM
Sold · Dec ’25$300,000
145 W WATERSIDE PARKWAY
2 bd · 2 ba · 1,649 sqft · $182/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 32 SHINNECOCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32 SHINNECOCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
32 SHINNECOCK DRIVE FAQs
What would the monthly payment be for 32 SHINNECOCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,111/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 32 SHINNECOCK DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 32 SHINNECOCK DRIVE?+
The most recent tax bill on record (2025) was $5,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32 SHINNECOCK DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $389,000, this home is listed about 3% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 32 SHINNECOCK DRIVE?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
112 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $420,000, now $389,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Laura Morrison. MLS #FC317792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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