Steeve Cadeau
$815,000$899,9004 bd2 ba3,100 sqft$263 /sqft$5,594 /mo all-in ↓

411 S 19TH STREET, FLAGLER BEACH, FL, 32136

Active102 days on marketListed Apr 13, 2026MLS #FC317702

Reduced $85KPrivate poolSingle Family ResidenceFUQUAY SUB

About this home

411 S 19TH STREET

Welcome to 411 19th St in Flagler Beach -- a rare Old Florida retreat on a half-acre triple corner lot just 3.5 blocks from the beach. Surrounded by stunning mature oak trees, this property offers privacy, space, and a laid-back coastal lifestyle that's becoming increasingly hard to find. The expansive property features a wraparound driveway, two storage sheds, and an impressive 840 sq ft detached garage/workshop--perfect for cars, boats, hobbies, or extra storage. Enjoy outdoor living with a fully screened pool and spacious patio, creating a private setting ideal for relaxing or entertaining, along with a hot and cold outdoor shower for easy beach days. Inside, the home is filled with warmth and character, showcasing cedar wood walls, tile flooring throughout, and unique handcrafted details. The main living area is centered around a stone wood-burning fireplace, while multiple skylights bring in abundant natural light. The layout offers excellent flexibility with multiple living areas and a private in-law suite featuring two separate entrances, complete with a bathroom and a kitchenette with sink, refrigerator, and counter space--ideal for guests or multi-generational living. Additional updates include brand new hot water heater, a 2018 roof, 2020 HVAC, and new kitchen appliances. If you're looking for space, character, and a true Old Florida setting just steps from the beach, this property is a must-see.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

3,100

Sqft

0.53 ac

Lot size

4

Garage

1981

Year built

One

Levels

$263

Per sqft

Private poolFireplace

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Skylight(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$8,773/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,594 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property tax — 2025 actual bill$731
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,500
Interest rate6.00%
Loan term

Estimated payment

$5,594/mo

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property taxes (actual bill)$731
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $815K
$782KedgeAI estimate $1,015,511 · range $917K$1.3M$1.3M

vs edgeAI estimate

−19.7%

$/sqft vs FUQUAY SUB

$263 vs $429

Days on market

102 vs 68 typical

Where $263/sqft sits among the 7 homes for sale in FUQUAY SUB

0 · this home
1
1
1
1
3
$263–299$299–336$336–372$372–408$408–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 411 S 19TH STREET

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

3 of 7

FUQUAY SUB have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $815,000 $85K
Apr 13, 2026Listed at $899,900 · 102 days on market since
1981Built · FUQUAY SUB

Reality check

What actually sold near 411 S 19TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2035 S FLAGLER AVENUESold · Mar ’26

$1,189,000

2035 S FLAGLER AVENUE · same community

3 bd · 2.5 ba · 3,444 sqft · $345/sqft · 22 DOM

1935 S PALMETTO AVENUESold · Dec ’25

$560,000

1935 S PALMETTO AVENUE · same community

3 bd · 3.5 ba · 2,170 sqft · $258/sqft · 106 DOM

1536 S CENTRAL AVENUESold · Oct ’25

$580,000

1536 S CENTRAL AVENUE · same community

3 bd · 2 ba · 2,145 sqft · $270/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 411 S 19TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 411 S 19TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

411 S 19TH STREET FAQs

What would the monthly payment be for 411 S 19TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 411 S 19TH STREET?+

The most recent tax bill on record (2025) was $8,773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $815,000, this home is listed about 40% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 411 S 19TH STREET?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$815,000 runs 81% above the FLAGLER BEACH 32136 median — but at 3,100 sqft it's also 51% larger than the typical Flagler Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $899,900, now $815,000 — a $85K cut. The full history is in the market section below.

Listing courtesy of REALTY EXCHANGE, LLC · Raina Cronin. MLS #FC317702.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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