17 ATLANTIC PLACE, PALM COAST, FL, 32137
Active118 days on marketListed Apr 3, 2026MLS #FC317447
About this home
17 ATLANTIC PLACE
Welcome to your private coastal retreat in the sought after gated community of Ocean Hammock. Located just a block and a half from a pristine private beach, this is the kind of home where you can actually hear the ocean waves crashing right from your own backyard. This beautifully maintained residence offers a spacious, light-filled layout featuring 3 bedrooms, a versatile flex room, and 2.5 bathrooms. High ceilings and granite countertops create an elegant yet inviting atmosphere. Designed for effortless indoor-outdoor Florida living, the convenient half-bath offers direct access to the spectacular pool area. Step outside into your personal oasis. The private screened-in pool features a tranquil water feature and is flanked by a fully equipped outdoor kitchen—the absolute perfect spot to entertain or unwind after a quick stroll back from the sand. Significant recent updates mean you can move in with total peace of mind: a newly resurfaced pool, a brand-new HVAC system, fresh carpet, updated ceiling fans, and new exterior coach lighting. Beyond your front door, Ocean Hammock provides an exceptional lifestyle with miles of scenic trails, preserved nature, and access to resort-style community pools, fitness centers, and tennis courts. Experience the exact lifestyle, location, and value you’ve been looking for.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,362
Sqft
0.2 ac
Lot size
2
Garage
2004
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,904 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,904/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs OCEAN HAMMOCK
$347 vs $446
Days on market
118 vs 47 typical
Where $347/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
13 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 ATLANTIC PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$847,000
19 CINNAMON BEACH WAY · same community
3 bd · 2.5 ba · 2,402 sqft · $353/sqft · 342 DOM
Sold · Feb ’26$1,025,000
37 KINGFISHER LANE · same community
3 bd · 3 ba · 2,432 sqft · $421/sqft · 24 DOM
Sold · Jun ’26$675,000
41 KINGFISHER LANE · same community
3 bd · 3 ba · 2,290 sqft · $295/sqft · 212 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17 ATLANTIC PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 ATLANTIC PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
17 ATLANTIC PLACE FAQs
What would the monthly payment be for 17 ATLANTIC PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,904/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17 ATLANTIC PLACE?+
The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17 ATLANTIC PLACE?+
The most recent tax bill on record (2025) was $9,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17 ATLANTIC PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $819,000, this home is listed about 107% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 17 ATLANTIC PLACE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$819,000 runs 113% above the PALM COAST 32137 median — but at 2,362 sqft it's also 25% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
118 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $825,000, now $819,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Natasha Pasat. MLS #FC317447.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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