Steeve Cadeau

14949 W HIGHWAY 100, BUNNELL, FL, 32110

Active112 days on marketListed Apr 2, 2026MLS #FC317411

ANDALUSIA BAY

About this home

14949 W HIGHWAY 100

The final opportunity in Andalusia Bay is here. This 10.5-acre lakefront homesite on Crescent Lake is the last available lot in this sought-after community—offering a rare chance to create a truly one-of-a-kind estate in a setting that simply can’t be replicated. Imagine designing your forever home with expansive water views, wide-open space, and the kind of privacy that’s becoming harder to find. With ample acreage to bring your vision to life—whether it’s a custom estate, outdoor living spaces, or room for horses—this property is the perfect canvas for something extraordinary. Andalusia Bay is known for its peaceful, nature-rich surroundings while still offering the lifestyle so many are searching for—boating, fishing, and endless outdoor enjoyment right outside your door. Despite its secluded feel, you’re still conveniently close to shopping, dining, and everyday essentials. Opportunities like this don’t come back around—once it’s gone, it’s gone. Build your forever home in a community where space, water, and tranquility define everyday living. Schedule your private tour today and secure the last piece of Andalusia Bay.

Facts & features

The home at a glance

10.5 ac

Lot size

Trees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water
FacesNorthwest

Community & fees

HOA fee$115/mo
Taxes (2025)$5,645/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,752 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$470
HOA fee — from the listing$115
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,752/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$470
HOA / condo fee$115
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bunnell

Map of 14949 W HIGHWAY 100

Get to know Bunnell. See the full Bunnell guide →

BUNNELL 32110 — neighborhood snapshot

Population

9,877

Median age

42.6

Median income

$56,277

Median home value

$221,200

Avg household

2.7

Households w/ children

1,090

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bunnell market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$287K

Bunnell median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the BUNNELL 32110 median. See the full Bunnell market guide →

Paper trail

This home's history

Apr 2, 2026Listed at $475,000 · 112 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14949 W HIGHWAY 100 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14949 W HIGHWAY 100 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

14949 W HIGHWAY 100 FAQs

What would the monthly payment be for 14949 W HIGHWAY 100?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,752/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14949 W HIGHWAY 100?+

The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14949 W HIGHWAY 100?+

The most recent tax bill on record (2025) was $5,645. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14949 W HIGHWAY 100?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bunnell?+

At $475,000, this home is listed about 56% above the Bunnell median of $305,350. The market section on this page shows how the area is trending.

Which schools are assigned to 14949 W HIGHWAY 100?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,000 runs 72% above the BUNNELL 32110 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

112 days on market against a Bunnell median of 33 — sellers in this position are usually ready to negotiate.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Andrew Kalcounos. MLS #FC317411.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14949 W HIGHWAY 100, BUNNELL, FL — $475,000 | CENTURY 21 Edge