Steeve Cadeau
$1,150,0003 bd2.5 ba2,949 sqft$390 /sqft$8,254 /mo all-in ↓

94 DEL PALMA DRIVE, PALM COAST, FL, 32137

Active110 days on marketListed Apr 15, 2026MLS #FC317378

Private poolSingle Family ResidenceMARINA DEL PALMA

Come see it

Upcoming open house

Sun, Aug 9

1:00 AM – 5:00 PM

Hosted by Morgan Porter 386.268.7735

About this home

94 DEL PALMA DRIVE

Imagine walking into a home that was thoughtfully designed for elevated everyday living, where function and luxury come together seamlessly! From the moment you arrive, this 2022 custom-built SALTWATER POOL home makes an immediate impression. Situated on the second-largest lot in Marina Del Palma, the expansive footprint and deep extended driveway create a true private estate feel. You’re welcomed by a massive 8-foot custom pivot door and grand 16-foot foyer that opens into a space defined by soaring 12-foot ceilings, and matte porcelain tile, offering a clean, modern, luxury aesthetic throughout. ***FULLY FURNISHED MINUS A FEW THINGS***At the heart of the home is a chef-inspired kitchen designed for both entertaining and everyday living. Anchored by a professional 48-inch ZLINE gas range with double ovens and a massive quartz island, the space naturally becomes the centerpiece of the home. A standout feature is the hidden 14-foot walk-in pantry, providing exceptional storage while keeping countertops completely clear for a sleek, high-end finish. The open-concept layout enhances flow between the kitchen, dining, and living areas, all designed with upscale finishes and a bright, airy feel. The primary suite serves as a private luxury retreat, featuring dual walk-in closets with custom shelving and a spa-inspired ensuite bath complete with a couples’ shower, dual shower heads, built-in bench, and handheld sprayers. Every space has been thoughtfully upgraded, including a commercial-grade laundry room and an oversized epoxy-finished garage designed to accommodate full-size SUVs and trucks with ease. Indoor-outdoor living is seamless with 10-foot glass sliders opening to a massive 45-foot covered lanai, extending your living space into a true resort-style backyard. The exterior features a 45-foot beach-entry saltwater pool, fully fenced yard, and professional landscaping for a private, resort-like setting. A private 95-foot well services both the pool and irrigation system, supporting lush landscaping while reducing utility costs. Located in the highly sought-after Marina Del Palma community, residents enjoy a maintenance-free, luxury waterfront lifestyle with HOA-included dry-stack boat storage and valet boat service through a convenient app-based system. Additional resort-style amenities include a dockside clubhouse, pool, fitness center, and tennis courts. This is more than a home—it’s a refined coastal lifestyle designed for comfort, convenience, and elevated living in one of Palm Coast’s premier communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,949

Sqft

0.32 ac

Lot size

2

Garage

2022

Year built

One

Levels

$390

Per sqft

Private poolPool viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool
FacesNorthwest
ParkingDriveway
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$339/mo
Taxes (2025)$13,423/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Propane · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,254 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$1,119
HOA fee — from the listing$339
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$8,254/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$1,119
HOA / condo fee$339
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$838KedgeAI estimate $1,025,559 · range $873K$1.2M$1.2M

vs edgeAI estimate

+12.1%

$/sqft vs Palm Coast actives

$390 vs $218

Days on market

110 vs 52 typical

Where $390/sqft sits among the 400 Palm Coast actives

223
71
37
29 · this home
15
25
$160–229$229–297$297–366$366–435$435–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 94 DEL PALMA DRIVE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$360K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

168 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Apr 15, 2026Listed at $1,150,000 · 110 days on market since
2022Built · MARINA DEL PALMA

Reality check

What actually sold near 94 DEL PALMA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7 MENORCA WAYSold · Oct ’25

$875,000

7 MENORCA WAY · same community

4 bd · 4.5 ba · 3,058 sqft · $286/sqft · 139 DOM

3 MENORCA WAYSold · Dec ’25

$720,000

3 MENORCA WAY · same community

2 bd · 2.5 ba · 2,774 sqft · $260/sqft · 210 DOM

3 Menorca Way, Palm Coast FL 32137Sold · Dec ’25

$720,000

3 Menorca Way, Palm Coast FL 32137 · same community

2 bd · 2.5 ba · 2,774 sqft · $260/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 94 DEL PALMA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 94 DEL PALMA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

94 DEL PALMA DRIVE FAQs

What would the monthly payment be for 94 DEL PALMA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,254/mo — principal and interest, the actual property-tax bill, the $339/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 94 DEL PALMA DRIVE?+

The association fee works out to $339 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 94 DEL PALMA DRIVE?+

The most recent tax bill on record (2025) was $13,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 94 DEL PALMA DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,150,000, this home is listed about 188% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 94 DEL PALMA DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,150,000 runs 200% above the PALM COAST 32137 median — but at 2,949 sqft it's also 56% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

110 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX SELECT PROFESSIONALS · Morgan Porter. MLS #FC317378.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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