169 PINE GROVE DRIVE, PALM COAST, FL, 32164
Active137 days on marketListed Mar 8, 2026MLS #FC316660
Come see it
Upcoming open house
Sun, Jul 26
11:00 AM – 1:00 PM
Below market rates and closing costs paid by the builder!
About this home
169 PINE GROVE DRIVE
One or more photo(s) has been virtually staged. Under Construction. Enjoy a 4.99% Rate or $20,000 Savings on This Move-In Ready Home Designed for versatility and elevated comfort, the Sabino offers three spacious bedrooms, two full baths, and a floor plan that adapts to your lifestyle. Foyer welcomes you into an open living area featuring soaring ceilings, a chef’s kitchen with a walk-in pantry, and a flexible dining space. The optional flex room, featuring double doors, offers a perfect setting for a home office, media room, or guest retreat. The primary suite features an oversized shower, dual sinks, and a walk-in closet with ample space. Step outside to your covered patio and create your outdoor haven.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,742
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,545 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,545/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
Days on market
137 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 169 PINE GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 169 PINE GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
169 PINE GROVE DRIVE FAQs
What would the monthly payment be for 169 PINE GROVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,545/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 169 PINE GROVE DRIVE?+
The most recent tax bill on record (2025) was $525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $369,900, this home is listed about 6% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 169 PINE GROVE DRIVE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ESTELA REALTY LLC · Laurie Beall. MLS #FC316660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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