80 SURFVIEW DRIVE UNIT 511, PALM COAST, FL, 32137
Active180 days on marketListed Jan 24, 2026MLS #FC315236
About this home
80 SURFVIEW DRIVE UNIT 511
MOTIVATED SELLER! This recently updated and beautifully furnished 5th-floor unit offers luxury living with unbeatable amenities and stunning views. Featuring 2 bedrooms and 2 bathrooms, the spacious open floor plan welcomes you with breathtaking ocean vistas the moment you walk in. The kitchen has been fully remodeled with custom epoxy countertops, a large center island, a new sink and faucet, and stainless steel appliances—including a convection/air fryer range and modern ventless hood. Luxury vinyl plank flooring runs through the main living areas, while both bedrooms boast brand-new carpet and padding. The bathrooms have been tastefully renovated with tiled showers, frameless glass doors, epoxy vanity tops, vessel sinks, smart mirrors, and energy-efficient soft-touch toilets. Fresh interior paint, plantation shutters in the guest bedroom, and an accordion-style sliding glass door treatment add even more appeal. This condo is sold fully furnished and equipped, offering a seamless move-in experience or rental opportunity. Residents of the Surf Club community enjoy private beach access, multiple pools, a spa, BBQ grills, firepit lounge, oceanfront clubhouse, fitness room, library, and more. Additional features include 24-hour gated security, underground parking with storage, on-site management, hurricane-resistant construction, and secure bike storage. Across A1A, Matanzas Shores HOA offers tennis, pickleball, basketball, kayak launch with boathouse, and an Intracoastal dock—perfect for boating, fishing, or catching a sunset dolphin show. Pet-friendly and rental-friendly (30-day minimum, up to 12 times per year). Don’t miss your chance to own this slice of turnkey oceanfront Florida paradise.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,398
Sqft
2
Garage
2003
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27%
$/sqft vs Palm Coast actives
$393 vs $224
Days on market
180 vs 47 typical
Where $393/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
170 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 80 SURFVIEW DRIVE UNIT 511
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$369,000
104 SURFVIEW DRIVE UNIT 2207 · same community
2 bd · 2 ba · 1,158 sqft · $319/sqft · 0 DOM
Sold · Sep ’25$400,000
80 SURFVIEW DRIVE UNIT 514
2 bd · 2 ba · 1,398 sqft · $286/sqft · 130 DOM
Sold · Jul ’26$460,000
80 SURFVIEW DRIVE UNIT 611
2 bd · 2 ba · 1,398 sqft · $329/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 80 SURFVIEW DRIVE UNIT 511 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 80 SURFVIEW DRIVE UNIT 511 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
80 SURFVIEW DRIVE UNIT 511 FAQs
What would the monthly payment be for 80 SURFVIEW DRIVE UNIT 511?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,807/mo — principal and interest, the actual property-tax bill, the $704/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 80 SURFVIEW DRIVE UNIT 511?+
The association fee works out to $704 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 80 SURFVIEW DRIVE UNIT 511?+
The most recent tax bill on record (2025) was $5,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 80 SURFVIEW DRIVE UNIT 511?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $549,900, this home is listed about 39% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 80 SURFVIEW DRIVE UNIT 511?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,900 runs 45% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $704/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
180 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ronnie Ward. MLS #FC315236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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