229 STARBOARD DRIVE, FLAGLER BEACH, FL, 32136
Pending268 days on marketListed Oct 24, 2025MLS #FC313672
About this home
229 STARBOARD DRIVE
If you are looking for a winter get-away or full time residence at the beach this might be the one for you! This cute, cozy home is so bright and airy and it has had some recent updates; Mitsubishi Mini Split A/C units (4) installed in 2019, new roof in 2022, and new kitchen with all new stainless steel appliance, granite counters, soft close cabinets and luxury plank flooring in kitchen and living room in 2023. New stack washer/dryer, beautiful walk in shower and toilets also in 2023. Open floor plan with split bedrooms for extra privacy for your guests. It also has a large Florida Room that is heated and cooled giving you extra square footage for entertaining. Located in Surfside Estates, an active 55+ Manufactured Home Community that is nestled between the Atlantic Ocean and the Intracoastal Waterway. Surfside Estates is a Resident Owned land share Community which means there is no lot rent! When you purchase your home in Surfside Estates you own a share of this beautiful beachside community. The monthly maintenance fee is $220/month and includes wi-fi, internet, cable, yard maintenance, management and use of all the facilities. There is an inground heated/cooled pool, fitness room, library, shuffleboard court and rooftop deck. The Social Club offers many activities to get involved as much or as little as you like. Friday night bingo, men's and lady's cards, pool tables and large screen TV for all your sporting events. Exercise classes and water aerobics. Walk to the beach across the street or ride your bike or golf cart to one of the 2 docks to enjoy fishing or just relax and enjoy the sunsets and the boats and dolphins go by. There is kayak storage, a BBQ Pit and gazebo with a view of the Intracoastal. The quaint neighboring town of Flagler Beach is just a few minutes down the road, where you will find a variety of shops and restaurants to choose from. Just over the bridge you will find shopping, restaurants, hospitals and doctors. What are you waiting for? Time to get out of the cold and start enjoying your own piece a paradise today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0.07 ac
Lot size
1986
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.7%
$/sqft vs Flagler Beach actives
$163 vs $316
Days on market
268 vs 68 typical
Where $163/sqft sits among the 132 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
61 of 132
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 229 STARBOARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$325,000
155 LOOKOUT DRIVE · same community
2 bd · 2 ba · 1,100 sqft · $295/sqft · 2 DOM
Sold · Feb ’26$220,000
207 MONITOR DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $204/sqft · 46 DOM
Sold · Sep ’25$327,000
58 NAUTILUS DRIVE · same community
2 bd · 2 ba · 1,070 sqft · $306/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 229 STARBOARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 229 STARBOARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
229 STARBOARD DRIVE FAQs
What would the monthly payment be for 229 STARBOARD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,578/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 229 STARBOARD DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 229 STARBOARD DRIVE?+
The most recent tax bill on record (2024) was $779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 229 STARBOARD DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $179,000, this home is listed about 69% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 229 STARBOARD DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$179,000 is 60% below the FLAGLER BEACH 32136 median of $449,450, and at $163/sqft it sits under the Flagler Beach average of $351.
02Time on market is leverage
268 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $189,000, now $179,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STILES REAL ESTATE CO. · Kimberley Hall. MLS #FC313672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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