
300 VIA CASTILLA UNIT 103, ST AUGUSTINE, FL, 32095
Active413 days on marketListed Jun 2, 2025MLS #FC310180
About this home
300 VIA CASTILLA UNIT 103
Fully furnished, ground-floor condo in the gated Avila at Palencia community in St. Augustine, St. Johns County. This turnkey unit includes a covered carport and an open living and dining layout. The kitchen features granite countertops, stainless steel appliances, a breakfast bar, and a stacked washer/dryer. Dual sliding doors open to a screened porch with storage, and French doors lead to a flexible office or bonus space. The split-bedroom floor plan places a private primary suite, with a walk-in closet and ensuite bath, apart from the secondary bedroom for added privacy. Tile flooring runs through the main living areas, with carpet in the bedrooms. Avila at Palencia residents enjoy the full Palencia amenity package, including resort-style pools, a fitness center, tennis courts, and a dog park. The community is close to Publix, Starbucks, and area dining, with convenient access to local schools. A move-in ready, low-maintenance condo in one of St. Johns County's most amenity-rich communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,278
Sqft
0 ac
Lot size
2005
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,349 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,349/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$191 vs $241
Days on market
413 vs 39 typical
Where $191/sqft sits among the 178 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palencia
Get to know St Augustine. See the full St Augustine guide →
Palencia — neighborhood snapshot
Population
3,434
Median age
43
Median income
$115,574
Median home value
$629,100
Avg household
3
Households w/ children
490
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 178
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the ST AUGUSTINE 32095 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 300 VIA CASTILLA UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$266,990
218 PALMETTO RIDGE ROAD
3 bd · 2.5 ba · 1,308 sqft · $204/sqft · 8 DOM
Sold · Jun ’26$287,990
237 PALMETTO RIDGE ROAD
3 bd · 2.5 ba · 1,308 sqft · $220/sqft · 34 DOM
Sold · Jun ’26$276,000
233 PALMETTO RIDGE ROAD
3 bd · 2.5 ba · 1,308 sqft · $211/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 300 VIA CASTILLA UNIT 103 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 300 VIA CASTILLA UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
300 VIA CASTILLA UNIT 103 FAQs
What would the monthly payment be for 300 VIA CASTILLA UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,349/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 300 VIA CASTILLA UNIT 103?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 300 VIA CASTILLA UNIT 103?+
The most recent tax bill on record (2024) was $5,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 300 VIA CASTILLA UNIT 103?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $244,000, this home is listed about 45% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 300 VIA CASTILLA UNIT 103?+
Palencia Elementary School (elementary), Allen D Nease Senior High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST AUGUSTINE 32095 market on paper
$244,000 is 17% below the ST AUGUSTINE 32095 median of $293,720, and at $191/sqft it sits under the St Augustine average of $309.
02Time on market is leverage
413 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Palencia Elementary School, Allen D Nease Senior High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Palencia Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $259,000, now $244,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACH STATE REALTY · Justin Petrucci. MLS #FC310180.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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