Steeve Cadeau
$244,000$259,0002 bd2 ba1,278 sqft$191 /sqft$2,349 /mo all-in ↓

300 VIA CASTILLA UNIT 103, ST AUGUSTINE, FL, 32095

Active413 days on marketListed Jun 2, 2025MLS #FC310180

Priced 17% below the ST AUGUSTINE 32095 medianReduced $15KCondominiumAVILA AT PALENCIA

About this home

300 VIA CASTILLA UNIT 103

Fully furnished, ground-floor condo in the gated Avila at Palencia community in St. Augustine, St. Johns County. This turnkey unit includes a covered carport and an open living and dining layout. The kitchen features granite countertops, stainless steel appliances, a breakfast bar, and a stacked washer/dryer. Dual sliding doors open to a screened porch with storage, and French doors lead to a flexible office or bonus space. The split-bedroom floor plan places a private primary suite, with a walk-in closet and ensuite bath, apart from the secondary bedroom for added privacy. Tile flooring runs through the main living areas, with carpet in the bedrooms. Avila at Palencia residents enjoy the full Palencia amenity package, including resort-style pools, a fitness center, tennis courts, and a dog park. The community is close to Publix, Starbucks, and area dining, with convenient access to local schools. A move-in ready, low-maintenance condo in one of St. Johns County's most amenity-rich communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,278

Sqft

0 ac

Lot size

2005

Year built

One

Levels

$191

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$214/mo
Taxes (2024)$5,167/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,349 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,436
FHA mortgage insurance (est.)$108
Property tax — 2024 actual bill$431
Condo fee — from the listing$214
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,540Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,540
Interest rate6.00%
Loan term

Estimated payment

$2,349/mo

Principal & interest$1,436
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$431
HOA / condo fee$214
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$191 vs $241

Days on market

413 vs 39 typical

Where $191/sqft sits among the 178 St Augustine actives

87 · this home
39
16
13
5
18
$175–239$239–304$304–368$368–432$432–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palencia

Map of 300 VIA CASTILLA UNIT 103 inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Palencia — neighborhood snapshot

Population

3,434

Median age

43

Median income

$115,574

Median home value

$629,100

Avg household

3

Households w/ children

490

For the school run

St. Johns County School District

ElementaryPalencia Elementary School★★★★
HighAllen D Nease Senior High School★★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

73 of 178

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the ST AUGUSTINE 32095 median. See the full St Augustine market guide →

Paper trail

This home's history

CurrentPrice reduced to $244,000 $15K
Jun 2, 2025Listed at $259,000 · 413 days on market since
2005Built · AVILA AT PALENCIA

Reality check

What actually sold near 300 VIA CASTILLA UNIT 103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

218 PALMETTO RIDGE ROADSold · Jan ’26

$266,990

218 PALMETTO RIDGE ROAD

3 bd · 2.5 ba · 1,308 sqft · $204/sqft · 8 DOM

237 PALMETTO RIDGE ROADSold · Jun ’26

$287,990

237 PALMETTO RIDGE ROAD

3 bd · 2.5 ba · 1,308 sqft · $220/sqft · 34 DOM

233 PALMETTO RIDGE ROADSold · Jun ’26

$276,000

233 PALMETTO RIDGE ROAD

3 bd · 2.5 ba · 1,308 sqft · $211/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 300 VIA CASTILLA UNIT 103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 300 VIA CASTILLA UNIT 103 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

300 VIA CASTILLA UNIT 103 FAQs

What would the monthly payment be for 300 VIA CASTILLA UNIT 103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,349/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 300 VIA CASTILLA UNIT 103?+

The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 300 VIA CASTILLA UNIT 103?+

The most recent tax bill on record (2024) was $5,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 300 VIA CASTILLA UNIT 103?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $244,000, this home is listed about 45% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 300 VIA CASTILLA UNIT 103?+

Palencia Elementary School (elementary), Allen D Nease Senior High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST AUGUSTINE 32095 market on paper

$244,000 is 17% below the ST AUGUSTINE 32095 median of $293,720, and at $191/sqft it sits under the St Augustine average of $309.

02Time on market is leverage

413 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Palencia Elementary School, Allen D Nease Senior High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Palencia Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $259,000, now $244,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of BEACH STATE REALTY · Justin Petrucci. MLS #FC310180.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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