Steeve Cadeau

211 CONSERVATORY DRIVE, PALM COAST, FL, 32137

Active440 days on marketListed May 19, 2025MLS #FC309863

Priced 8% below the PALM COAST 32137 medianWaterfrontCONSERVATORY/HAMMOCK BEACH

About this home

211 CONSERVATORY DRIVE

**Once-in-a-Kind Lakefront Lot in The Conservatory, Palm Coast!**Welcome to 211 Conservatory Dr, a rare opportunity to own a premier .32-acre (13,960 sq ft) luxury lakefront lot in the exclusive, gated Hammock Beach Conservatory Golf Community. This exceptional homesite is cleared and pad-ready, offering a spectacular 270-degree water view with three tranquil fountains—perfect for building your dream home in paradise. A full survey is available for your convenience. The Conservatory at Hammock Beach is nestled within Palm Coast, this property provides access to one of Florida’s most sought-after private communities. Enjoy 24-hour gated security, beautifully manicured grounds, and a sense of privacy and exclusivity. The Conservatory features the renowned Tom Watson-designed golf course, considered the crown jewel of Palm Coast, with rolling fairways and stunning vistas at every turn. As a resident, you’ll have the option to join the Hammock Beach Club, unlocking a world of luxury amenities: Two World-Class Golf Courses: The Conservatory Course (Tom Watson) and the Ocean Course (Jack Nicklaus), Tennis courts and state-of-the-art fitness centers, Lavish resort-style pools and a full-service spa, Upscale dining options and social clubs, Private beach access for residents and guests, Miles of scenic walking and biking trails**Coastal Living at Its Finest** Enjoy the best of coastal Florida living with easy access to pristine beaches, boating, fishing, and all the natural beauty Palm Coast has to offer. Whether you’re seeking a peaceful retreat or an active lifestyle, 211 Conservatory Dr. is your canvas to create the ultimate luxury residence. Don’t miss this once-in-a-lifetime opportunity to secure a prime lakefront lot in the heart of the Hammock Beach Conservatory.

Facts & features

The home at a glance

0.32 ac

Lot size

WaterfrontTrees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water
FacesSouth

Community & fees

HOA fee$188/mo
Taxes (2024)$1,451/yr
PetsCats OK, Dogs OK, Yes
CommunityActivity Core/Center · Beach Area · Fitness Center · Gated Community - Guard · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,683 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2024 actual bill$121
HOA fee — from the listing$188
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,683/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$121
HOA / condo fee$188
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Coast

Map of 211 CONSERVATORY DRIVE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

May 19, 2025Listed at $349,900 · 440 days on market since

Reality check

What actually sold near 211 CONSERVATORY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

363 HIBISCUS WAYSold · Oct ’25

$800,000

363 HIBISCUS WAY · same community

3 bd · 2.5 ba · 2,251 sqft · $355/sqft · 136 DOM

647 MAHOGANY RUNSold · Aug ’25

$725,000

647 MAHOGANY RUN · same community

4 bd · 2.5 ba · 2,268 sqft · $320/sqft · 113 DOM

628 MAHOGANY RUNSold · Sep ’25

$820,000

628 MAHOGANY RUN · same community

3 bd · 2.5 ba · 2,278 sqft · $360/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 211 CONSERVATORY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 211 CONSERVATORY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

211 CONSERVATORY DRIVE FAQs

What would the monthly payment be for 211 CONSERVATORY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,683/mo — principal and interest, the actual property-tax bill, the $188/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 211 CONSERVATORY DRIVE?+

The association fee works out to $188 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 211 CONSERVATORY DRIVE?+

The most recent tax bill on record (2024) was $1,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 211 CONSERVATORY DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $349,900, this home is listed about 11% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 211 CONSERVATORY DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM COAST 32137 market on paper

$349,900 is 8% below the PALM COAST 32137 median of $379,995.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

440 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of VENTURE DEVELOPMENT REALTY,INC · Elizabeth Kargar. MLS #FC309863.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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