2634 OSPREY CIRCLE N, FLAGLER BEACH, FL, 32136
Active626 days on marketListed Nov 4, 2024MLS #FC304733
About this home
2634 OSPREY CIRCLE N
Grand 3/4 acre property located on a private cul-de-sac street in Osprey Point, a seaside community in Beverly Beach. A few footsteps to the Atlantic Ocean with beach access. No HOA, No ARC restrictions, and No timeframe to build. No wetlands on this property, completely buildable with endless possibilities to design your dream home. Lot dimensions 234X150X286 offers plenty of space for a pool, fire pit deck, and RV/boat garage. Potential ocean and intracoastal views from a 2nd or 3rd story home. 5 minutes by car or golf cart to the Flagler Beach pier, shopping, dining, pubs, and entertainment. Short 20-minute drive to historical St. Augustine. Soil Bore Test completed land suitable to build.
Facts & features
The home at a glance
0.65 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,838 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,838/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2634 OSPREY CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2634 OSPREY CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2634 OSPREY CIRCLE N FAQs
What would the monthly payment be for 2634 OSPREY CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,838/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2634 OSPREY CIRCLE N?+
The most recent tax bill on record (2024) was $2,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $395,000, this home is listed about 32% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2634 OSPREY CIRCLE N?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$395,000 is 12% below the FLAGLER BEACH 32136 median of $449,900.
02Time on market is leverage
626 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FLAGLER REALTY PROFESSIONALS LLC · Darren Delgado. MLS #FC304733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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