JAMES STREET, HASTINGS, FL, 32145
Active69 days on marketListed May 15, 2026MLS #D6147489
About this home
JAMES STREET
This is an assignment of contract. Escape the city and embrace the beauty of country living with this oversized wooded lot located on James Street in the desirable Flagler Estates community of Hastings, Florida. Surrounded by natural Florida landscape and peaceful privacy, this property offers the perfect setting to build your dream home, place a manufactured home, create a weekend retreat, or secure a long-term investment in one of the area's growing communities. This spacious parcel provides plenty of room for your custom home, garage, workshop, RV, boat, garden, or outdoor recreational space while still maintaining the privacy and tranquility that Flagler Estates is known for. Enjoy the charm of rural living without sacrificing convenience, as the property is within driving distance to St. Augustine, Palm Coast, Palatka, beaches, shopping, restaurants, schools, and major highways. With new development continuing throughout the area, this property presents an excellent opportunity for builders, investors, or buyers looking to own affordable Florida land with future potential. Whether you are ready to build now or buy and hold, this lot offers flexibility, value, and endless possibilities in a peaceful natural setting.
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$220 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$220/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hastings
Get to know Hastings. See the full Hastings guide →
HASTINGS 32145 — neighborhood snapshot
Population
5,750
Median age
39.2
Median income
$81,931
Median home value
$194,400
Avg household
2.73
Households w/ children
936
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hastings market
$307K → $291K
Hastings median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Hastings, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the HASTINGS 32145 median. See the full Hastings market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about JAMES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for JAMES STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
JAMES STREET FAQs
What would the monthly payment be for JAMES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on JAMES STREET?+
The most recent tax bill on record (2025) was $42. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hastings?+
At $8,990, this home is listed about 97% below the Hastings median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to JAMES STREET?+
South Woods Elementary School (elementary), Pedro Menendez High School (high), Gamble Rogers Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6147489.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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