Steeve Cadeau
$3,495,0004 bd5 ba3,214 sqft$1,087 /sqft$23,185 /mo all-in ↓

131 S GULF BOULEVARD, PLACIDA, FL, 33946

Active124 days on marketListed Mar 23, 2026MLS #D6146714

WaterfrontFully furnishedSingle Family ResidencePALM ISLAND ESTATES UN 4

About this home

131 S GULF BOULEVARD

DIRECT BEACHFRONT LUXURY ON DON PEDRO ISLAND | OLD FLORIDA AT ITS FINEST Escape to the unspoiled beauty of Don Pedro Island, where quiet shell-lined beaches, breathtaking sunsets, and sunshine-filled days define true coastal living. This exceptional 4-bedroom, all en-suite, 5-bath residence offers the perfect blend of luxury, comfort, and island charm in one of Florida’s most treasured hidden gems. Designed to capture the essence of the coast, the home features an open, airy floor plan with a stunning wall of sliding glass doors that seamlessly connect indoor and outdoor living, leading to a spacious beachfront lanai where Gulf breezes and panoramic views take center stage. The main living level is thoughtfully appointed for both everyday living and entertaining, showcasing a chef’s kitchen complete with a 6-burner gas cooktop, double ovens, warming drawer, wet bar, and an expansive island ideal for gathering. The inviting living room is enhanced by custom built-ins and a gas fireplace, creating a warm yet sophisticated coastal ambiance. A private office/den (optional 5th bedroom) and full bath complete the first floor. Access all levels with ease via the 3-stop elevator, leading to the second floor where 3 of the 4 bedrooms open to a private upper lanai, offering sweeping Gulf views and tranquil retreats for guests and family alike. On the ground level, you’ll find generous covered space and storage, perfect for entertaining, relaxing, or creating your own island-style outdoor living area. Built for peace of mind, this home meets current hurricane codes and elevations and includes a generator backup, newer roof, and new irrigation system to maintain lush tropical landscaping. Located on Palm & Don Pedro Islands, where there are no high-rises, no traffic, & no stress, accessible via a 3+/- car ferry ride, this is one of the last places in the country where you can truly experience Old Florida living—just golf carts, sandy paths, and endless shoreline to explore.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

3,214

Sqft

0.36 ac

Lot size

2008

Year built

Two

Levels

$1,087

Per sqft

WaterfrontFireplaceWater viewFurnished

Inside

FlooringEngineered Hardwood · Other
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationStilt/On Piling
ViewWater
FacesEast
ParkingGolf Cart Garage
ExteriorHurricane Shutters · Irrigation System · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$34,267/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Sprinkler Meter · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$23,185 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,859
PMI (est., until 20% equity)$1,311
Property tax — 2025 actual bill$2,856
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $349,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $349,500
Interest rate6.00%
Loan term

Estimated payment

$23,185/mo

Principal & interest$18,859
PMI (est., until 20% equity)$1,311
Property taxes (actual bill)$2,856
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PALM ISLAND ESTATES UN 4

$1,087 vs $664

Days on market

124 vs 91 typical

Where $1,087/sqft sits among the 11 homes for sale in PALM ISLAND ESTATES UN 4

1
6
3
0
0 · this home
1
$446–585$585–725$725–864$864–1003$1003–1142$1142+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 131 S GULF BOULEVARD

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

3 of 11

PALM ISLAND ESTATES UN 4 have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9886% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Mar 23, 2026Listed at $3,495,000 · 124 days on market since
2008Built · PALM ISLAND ESTATES UN 4

Reality check

What actually sold near 131 S GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

121 BOCILLA DRIVESold · Jun ’26

$1,700,000

121 BOCILLA DRIVE · same community

3 bd · 3.5 ba · 2,558 sqft · $665/sqft · 154 DOM

180 S GULF BOULEVARDSold · Mar ’26

$1,100,000

180 S GULF BOULEVARD · same community

3 bd · 2 ba · 1,697 sqft · $648/sqft · 329 DOM

3 POINTE WAYSold · Sep ’25

$1,700,000

3 POINTE WAY

4 bd · 4 ba · 3,500 sqft · $486/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 131 S GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 131 S GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

131 S GULF BOULEVARD FAQs

What would the monthly payment be for 131 S GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 131 S GULF BOULEVARD?+

The most recent tax bill on record (2025) was $34,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Placida?+

At $3,495,000, this home is listed about 439% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 131 S GULF BOULEVARD?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,495,000 runs 9886% above the PLACIDA 33946 median — but at 3,214 sqft it's also nearly twice the size of the typical Placida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Courtney DeFilippis. MLS #D6146714.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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