28094 CHINQUAPIN DRIVE, PUNTA GORDA, FL, 33955
Active241 days on marketListed Nov 26, 2025MLS #D6144802
About this home
28094 CHINQUAPIN DRIVE
Discover this charming country-style home offering peaceful living in a quiet rural setting, just a short drive from the heart of Punta Gorda. This two-story residence features 2 bedrooms and 1 full bath on the upper level, complete with a front porch and a rear balcony—perfect for enjoying morning coffee or evening relaxation. The main level includes a comfortable living room, an adjacent half bath, and a kitchen with a dedicated dining area. The home also includes open porches at both the front and rear, enhancing the property’s welcoming and relaxed atmosphere. An attached 2-car garage provides convenience with its separate entrance and dual overhead doors. Modern upgrades add tremendous value, including a full-house reverse osmosis water system, impact windows, new appliances, and a propane range, ensuring both comfort and efficiency. A new shingle roof (2020) and new central A/C system (2020) add to the home’s long-term durability.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,000
Sqft
0.19 ac
Lot size
1
Garage
1989
Year built
Two
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,995 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,995/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs TROP G A
$250 vs $247
Days on market
241 vs 59 typical
Where $250/sqft sits among the 13 homes for sale in TROP G A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropical Gulf Acres
Get to know Punta Gorda. See the full Punta Gorda guide →
Tropical Gulf Acres — neighborhood snapshot
Population
1,094
Median age
60
Median income
$64,964
Median home value
$246,900
Avg household
2
Households w/ children
131
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
3 of 13
TROP G A have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 510% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 28094 CHINQUAPIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$250,000
27444 CORINTHIAN DRIVE · same community
2 bd · 1.5 ba · 962 sqft · $260/sqft · 21 DOM
Sold · Feb ’26$245,000
27508 HOLLYWOOD DRIVE · same community
2 bd · 1.5 ba · 962 sqft · $255/sqft · 92 DOM
Sold · Mar ’26$235,000
27141 ALHAMBRA DRIVE · same community
2 bd · 2 ba · 1,120 sqft · $210/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 28094 CHINQUAPIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28094 CHINQUAPIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
28094 CHINQUAPIN DRIVE FAQs
What would the monthly payment be for 28094 CHINQUAPIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28094 CHINQUAPIN DRIVE?+
The most recent tax bill on record (2024) was $3,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $250,000, this home is listed about 28% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 28094 CHINQUAPIN DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$250,000 runs 510% above the PUNTA GORDA 33955 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
241 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $275,000, now $250,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6144802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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