Steeve Cadeau
$8,5002 bd2 ba1,332 sqft$6 /sqft$1,661 /mo all-in ↓

181 N GULF BOULEVARD UNIT 4, PLACIDA, FL, 33946

Active3193 days on marketMLS #D5915491

Priced 76% below the PLACIDA 33946 medianWaterfrontFully furnishedSingle Family ResidencePALM ISLAND ESTATES

About this home

181 N GULF BOULEVARD UNIT 4

The Ultimate Beach House. Or starting at $2800 per week. This 2 bedroom, 2 bath GULF FRONT, PET FRIENDLY home sleeps up to 6 guests with Roman DayBed. Complete with hardwood floors and windows all around the main living area, you won't miss a single breathtaking sunset! It has an open floor plan, and is in a gated community of only 8 other homes, so it allows for privacy/secluded beach, but also the amenities of a pool and tennis courts! Leave your cozy community and head down to the resort for a great dinner - relax/dinner/repeat! You won't want to leave once you experience this type of island life! Accommodates 5 guests maximum. Beds: 2 King, 1 Day Bed. Amenities include: Wireless, Community Pool, Air-Conditioned, Propane BBQ Grill, Washer/Dryer, Linens Included, Dishwasher, Telephone, Microwave, Toaster, Coffeemaker, Dishes/Utensils Provided, Cable TV, VCR, CD Player. Extras: Sun deck, private community boat docks, and access to the pool and tennis courts. Sorry, No Smoking. Pets allowed. Breed Approval required $150 pet fee

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,332

Sqft

0.62 ac

Lot size

1991

Year built

$6

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ViewWater
ParkingNone
ExteriorBalcony · Outdoor Grill · Sliding Doors

Community & fees

Taxes (2021)$17,372/yr
PetsPet Deposit, Yes
CommunityBoat Slip · Waterfront · Gated · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,661 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$50
FHA mortgage insurance (est.)$4
Property tax — 2021 actual bill$1,448
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $298Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $298
Interest rate6.00%
Loan term

Estimated payment

$1,661/mo

Principal & interest$50
FHA mortgage insurance (est.)$4
Property taxes (actual bill)$1,448
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Placida actives

$6 vs $382

Days on market

3193 vs 91 typical

Where $6/sqft sits among the 164 Placida actives

3 · this home
66
42
14
22
17
$6–170$170–334$334–498$498–662$662–826$826+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 181 N GULF BOULEVARD UNIT 4

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

65 of 164

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% below the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

1991Built · PALM ISLAND ESTATES

Reality check

What actually sold near 181 N GULF BOULEVARD UNIT 4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

180 BOCILLA DRIVESold · Oct ’25

$620,000

180 BOCILLA DRIVE · same community

2 bd · 2 ba · 1,507 sqft · $411/sqft · 7 DOM

20 PALM DRIVESold · Jun ’26

$550,000

20 PALM DRIVE · same community

4 bd · 3 ba · 1,852 sqft · $297/sqft · 445 DOM

460 KETTLE HARBOR DRIVESold · Nov ’25

$1,550,000

460 KETTLE HARBOR DRIVE · same community

3 bd · 2.5 ba · 2,130 sqft · $728/sqft · 372 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 181 N GULF BOULEVARD UNIT 4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 181 N GULF BOULEVARD UNIT 4 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

181 N GULF BOULEVARD UNIT 4 FAQs

What would the monthly payment be for 181 N GULF BOULEVARD UNIT 4?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 181 N GULF BOULEVARD UNIT 4?+

The most recent tax bill on record (2021) was $17,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 181 N GULF BOULEVARD UNIT 4?+

The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $8,500, this home is listed about 99% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 181 N GULF BOULEVARD UNIT 4?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PLACIDA 33946 market on paper

$8,500 is 76% below the PLACIDA 33946 median of $35,000, and at $6/sqft it sits under the Placida average of $470.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

3193 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D5915491.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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