3123 SW 29TH AVENUE, CAPE CORAL, FL, 33914
Active6 days on marketListed Aug 3, 2026MLS #C7529168
About this home
3123 SW 29TH AVENUE
Virtually Staged. Experience the perfect fusion of luxury, comfort, and contemporary coastal living in this newly completed 3-bedroom + den, 3-bath waterfront MASTERPIECE with an expansive 3-car garage. Offering 2,200 square feet of impeccably crafted living space, this exceptional Gulf-Access home is ideally situated a block from Surfside Blvd in one of Cape Coral’s most sought-after neighborhoods, overlooking a stunning 350-foot-wide canal. From the moment you enter, soaring ceilings, designer finishes, and an airy open-concept floor plan create an atmosphere of sophistication and effortless elegance. The modern kitchen is a true centerpiece, showcasing a dramatic quartz waterfall island with seating, premium Kitchen Aid appliances, a sleek designer backsplash, and a custom coffee bar—perfect for both everyday enjoyment and memorable entertaining. The spacious great room is highlighted by a custom media feature wall with an 85” TV and electric fireplace, while striking 12-foot coffered ceilings add architectural character and a grand sense of space. The luxurious owner’s suite is a private sanctuary, offering direct lanai access, dual oversized walk-in closets, floating vanities, a freestanding soaking tub with designer tile accents, and a beautifully crafted walk-in shower that delivers a spa-inspired experience. Step outside and discover the ultimate Florida waterfront lifestyle. The expansive covered lanai overlooks a heated pool and spa and features an outdoor grilling station, comfortable lounge area with mounted TV, and abundant space for entertaining, relaxing, and enjoying spectacular sunset views year-round. Equally impressive, the exterior showcases a circular paver driveway, lush tropical landscaping, and a sleek tile roof that perfectly complements the home’s modern coastal design. Fully completed and move-in ready for its first owner, this remarkable residence offers an unmatched blend of style, location, and waterfront living. For those seeking a luxury Gulf-access home without compromise, this property is truly in a class of its own. No HOA's and No Assessment Balance! Schedule your private showing today and experience Cape Coral waterfront living at its finest. The Adjacent Lot is Listed for Sale, for anyone wanting more land with this property.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,200
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$613
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,239 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,239/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+76.3%
$/sqft vs CAPE CORAL
$613 vs $246
Days on market
6 vs 50 typical
Where $613/sqft sits among the 149 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
50 of 149
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 238% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3123 SW 29TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$610,000
3913 SE 19TH AVENUE · same community
4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Sold · Dec ’25$418,000
239 SW 24TH PLACE · same community
4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3123 SW 29TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3123 SW 29TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3123 SW 29TH AVENUE FAQs
What would the monthly payment be for 3123 SW 29TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,239/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3123 SW 29TH AVENUE?+
The most recent tax bill on record (2025) was $3,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $1,349,000, this home is listed about 206% above the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 3123 SW 29TH AVENUE?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,349,000 runs 238% above the CAPE CORAL 33914 median — but at 2,200 sqft it's also 21% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Cape Coral market that averages 50 — if it fits, move quickly.
04Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PELICAN VISTA REALTY · Veldin Miskic. MLS #C7529168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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