Steeve Cadeau
$394,9003 bd2 ba1,674 sqft$236 /sqft$3,082 /mo all-in ↓

2776 JACOBS STREET, PORT CHARLOTTE, FL, 33953

Active5 days on marketListed Jul 30, 2026MLS #C7529006

Private poolSingle Family ResidencePORT CHARLOTTE SEC 059

About this home

2776 JACOBS STREET

Beautiful move-in ready pool home on an oversized corner lot with a fully fenced yard! This well-maintained property offers 3 bedrooms, 2 bathrooms, a 2-car garage, a circular driveway, and a durable metal roof. Step through the screened front porch into the welcoming formal living and dining rooms, where the spacious layout creates a warm and inviting first impression. The kitchen overlooks the family room, making the heart of the home feel open and connected. The eat-in kitchen features granite countertops, stainless steel appliances, a decorative tile backsplash, breakfast bar, cathedral ceilings, plant shelves, and crown molding, giving the space both style and function. The primary bedroom offers two walk-in closets, while the private bathroom includes dual sinks, granite countertops, and a beautiful tiled Roman shower with glass doors. Guest bedrooms feature spacious closets and ceiling fans, and the guest bathroom includes a convenient tub and shower combination. The inside laundry room comes complete with a washer, dryer, storage cabinets, and a utility sink for added convenience. French doors from the family room open to a spacious lanai and pool deck, creating the perfect place to relax or enjoy outdoor gatherings. The above-ground spa is included, adding even more value and enjoyment to this outdoor space. There is plenty of room to entertain guests while enjoying Florida living at its best. The professionally landscaped yard features decorative cement curbing, colorful flower beds, palm trees, and mature oak trees that provide welcome shade. A storage shed is also included, giving you extra space for tools and equipment. Hurricane shutters provide added peace of mind, while the oversized corner lot offers extra room to enjoy. Conveniently located close to schools, shopping, and restaurants, this home combines comfort, style, and an excellent location. With its impressive list of features, beautiful curb appeal, and move-in ready condition, this home is ready to enjoy from day one. Don't miss the opportunity to see everything this exceptional property has to offer. Call today to schedule your private tour!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,674

Sqft

0.26 ac

Lot size

2

Garage

1998

Year built

One

Levels

$236

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Solid Surface Counters · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesWest
ParkingCircular Driveway · Driveway · Garage Door Opener
ExteriorFrench Doors · Hurricane Shutters · Lighting · Rain Gutters

Community & fees

Taxes (2025)$5,068/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,082 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$422
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,822Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,822
Interest rate6.00%
Loan term

Estimated payment

$3,082/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$422
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$333KedgeAI estimate $361,588 · range $347K$398K$414K

vs edgeAI estimate

+9.2%

$/sqft vs Port Charlotte actives

$236 vs $208

Days on market

5 vs 59 typical

Where $236/sqft sits among the 400 Port Charlotte actives

115
117
65 · this home
36
26
41
$130–176$176–221$221–266$266–312$312–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 2776 JACOBS STREET

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

174 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1695% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $394,900 · 5 days on market since
1998Built · PORT CHARLOTTE SEC 059

Reality check

What actually sold near 2776 JACOBS STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2251 MEETZE STREETSold · Dec ’25

$300,000

2251 MEETZE STREET · same community

3 bd · 2 ba · 1,608 sqft · $187/sqft · 86 DOM

2112 JACOBS STREETSold · Apr ’26

$321,000

2112 JACOBS STREET · same community

3 bd · 2 ba · 1,748 sqft · $184/sqft · 132 DOM

2170 DOOLITTLE LANESold · Sep ’25

$465,000

2170 DOOLITTLE LANE · same community

3 bd · 2 ba · 1,770 sqft · $263/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2776 JACOBS STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2776 JACOBS STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Goes straight to Steeve’s phone and CRM.

Straight answers

2776 JACOBS STREET FAQs

What would the monthly payment be for 2776 JACOBS STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2776 JACOBS STREET?+

The most recent tax bill on record (2025) was $5,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2776 JACOBS STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $394,900, this home is listed about 20% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2776 JACOBS STREET?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$394,900 runs 1695% above the PORT CHARLOTTE 33953 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.

Listing courtesy of KW PEACE RIVER PARTNERS · Rhonda Gustitus. MLS #C7529006.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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