Steeve Cadeau
$470,0003 bd2 ba1,579 sqft$298 /sqft$3,395 /mo all-in ↓

2516 DIXON TERRACE, PORT CHARLOTTE, FL, 33981

Active9 days on marketListed Jul 30, 2026MLS #C7528738

WaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 060

About this home

2516 DIXON TERRACE

WATERFRONT LIVING JUST MOMENTS FROM OPEN WATER! Perfectly positioned on a quiet cul-de-sac in one of Port Charlotte’s most desirable boating locations, this beautifully maintained 3-bedroom, 2-bathroom canal-front home offers the Florida lifestyle you’ve been dreaming of. With a private dock, 6,000-POUND BOAT LIFT, spool, and breathtaking water views throughout the home, every day feels like a vacation. Step inside to a bright, flowing floor plan thoughtfully designed to embrace the waterfront setting. Expansive sliding glass doors in the main living area seamlessly blend indoor and outdoor living while framing picturesque canal views that can be enjoyed from many of the home’s primary living spaces. Whether you’re relaxing with family or entertaining guests, the home’s open layout creates an inviting atmosphere filled with natural light. The spacious galley-style kitchen offers abundant cabinetry, generous counter space, NEW KITCHEN APPLIANCES, and a charming breakfast nook surrounded by bay-style windows—creating the perfect place to enjoy your morning coffee while taking in the tranquil water views. Designed for both comfort and peace of mind, this home also features IMPACT-RESISTANT WINDOWS, a COMPLETE HOUSE REPLUMB, and NEW BLOWN INSULATION, providing valuable upgrades that enhance efficiency, durability, and long-term confidence in your investment. The private owner’s suite is a peaceful retreat featuring sliding glass doors that open directly to the lanai, a spacious walk-in closet, and a beautifully updated en-suite bathroom designed with comfort and style in mind. Two additional guest bedrooms and a well-appointed guest bathroom provide plenty of space for family and visitors. Outside is where this home truly shines. The expansive covered lanai offers exceptional space for dining, entertaining, or simply unwinding while overlooking the sparkling spool—the perfect combination of a pool and spa that allows you to cool off during the day and relax in warm bubbling water during the evening. Adding even more peace of mind, the POOL PUMP AND HEATER HAVE BOTH BEEN RECENTLY REPLACED, allowing you to spend more time enjoying the water and less time worrying about maintenance. Just beyond, the oversized wooden dock makes spending time on the water effortless, whether you’re fishing, watching wildlife, or simply enjoying Southwest Florida’s incredible sunsets. For boating enthusiasts, this property checks every box. The private dock features a 6,000-POUND BOAT LIFT, and with ONLY MOMENTS TO OPEN WATER, you’ll spend less time navigating canals and more time enjoying Charlotte Harbor, the Gulf, nearby barrier islands, waterfront restaurants, world-class fishing, and endless days on the water. If you’ve been searching for a home that perfectly combines comfortable living with an exceptional boating lifestyle, this waterfront retreat is one you won’t want to miss. Schedule your private showing today and experience everything this incredible canal-front property has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,579

Sqft

0.24 ac

Lot size

2

Garage

1986

Year built

One

Levels

$298

Per sqft

Private poolWaterfrontPool & Trees/Woods & Water viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Kitchen · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Private Entrance · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,128/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,395 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$261
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,395/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$261
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$451KedgeAI estimate $528,057 · range $489K$544K$566K

vs edgeAI estimate

−11%

$/sqft vs PORT CHARLOTTE SEC 060

$298 vs $327

Days on market

9 vs 60 typical

Where $298/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 060

5
7 · this home
6
2
0
2
$189–258$258–328$328–397$397–467$467–536$536+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gulf Cove

Map of 2516 DIXON TERRACE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Gulf Cove — neighborhood snapshot

Population

4,064

Median age

62

Median income

$57,533

Median home value

$349,277

Avg household

2

Households w/ children

274

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

14 of 22

PORT CHARLOTTE SEC 060 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1090% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $470,000 · 9 days on market since
1986Built · PORT CHARLOTTE SEC 060

Reality check

What actually sold near 2516 DIXON TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4258 GILLOT BOULEVARDSold · Jun ’26

$247,500

4258 GILLOT BOULEVARD · same community

3 bd · 2 ba · 1,556 sqft · $159/sqft · 3 DOM

4384 KEMPSON LANESold · Mar ’26

$505,000

4384 KEMPSON LANE · same community

3 bd · 2 ba · 1,553 sqft · $325/sqft · 30 DOM

12197 COCHRAN AVENUESold · Oct ’25

$242,500

12197 COCHRAN AVENUE · same community

3 bd · 2 ba · 1,626 sqft · $149/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2516 DIXON TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2516 DIXON TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2516 DIXON TERRACE FAQs

What would the monthly payment be for 2516 DIXON TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2516 DIXON TERRACE?+

The most recent tax bill on record (2025) was $3,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2516 DIXON TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $470,000, this home is listed about 42% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.

Which schools are assigned to 2516 DIXON TERRACE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7528738.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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