Steeve Cadeau
$750,0003 bd2 ba1,951 sqft$384 /sqft$5,441 /mo all-in ↓

1230 SWAN COURT, PUNTA GORDA, FL, 33950

Active16 days on marketListed Jul 24, 2026MLS #C7528683

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 14

About this home

1230 SWAN COURT

BIRD SECTION OF PUNTA GORDA ISLES — OVERSIZED TIP LOT WITH APPROXIMATELY 168 FEET OF WATERFRONT, PANORAMIC INTERSECTING-CANAL VIEWS, SAILBOAT ACCESS, NO FIXED BRIDGES, AND APPROXIMATELY 10 MINUTES TO CHARLOTTE HARBOR. Some homes simply sit beside the water. This one is surrounded by it. Tucked at the end of a quiet cul-de-sac on an oversized .27-acre tip lot, this beautifully renovated 3-bedroom, 2-bath pool home captures sweeping views across intersecting canals and offers the peaceful, open feeling that makes the Bird Section of Punta Gorda Isles so highly desired. Mornings begin with coffee beside the pool as sunlight dances across the water. Boats pass quietly, seabirds gather near the shoreline, and you may even glimpse a dolphin or manatee exploring the canals. An extensive 2022 renovation transformed the interior into a bright coastal retreat with an open layout, warm wood-look tile, recessed lighting, five-inch baseboards, solid-core five-panel doors, and an easy flow between the kitchen, dining, and living spaces. A wood-burning fireplace adds warmth and character. The remodeled kitchen was designed for gathering, with an oversized navy island, quartz countertops, soft-close white cabinetry, a granite-composite sink, Zephyr range hood, and LG appliances. The split-bedroom layout offers privacy. The primary suite opens to the pool and lanai and includes a large walk-in closet and renovated bath with frameless-glass shower and separate vanity. Both guest bedrooms feature walk-in closets, while the updated guest bath offers convenient pool and lanai access. Outside, a screened brick-paver lanai surrounds the sparkling blue 15-by-30-foot heated pool, creating an inviting space for swimming, dining, entertaining, or simply relaxing beside the water. The tip-lot setting offers approximately 168 feet of waterfront, panoramic views, and sailboat access with no fixed bridges. Charlotte Harbor is approximately 10 minutes away through either Ponce Inlet or Buckley’s Pass, opening the way to Southwest Florida’s renowned boating, sailing, fishing, and Gulf waters. Major documented improvements include a permitted 2023 metal roof and permitted 2023 hurricane-impact windows and sliding doors, with accordion shutters adding another layer of storm protection. Further upgrades include the remodeled kitchen and baths, updated flooring, doors, trim, lighting, plumbing and electrical components, lanai rescreening, pool improvements, landscape and lanai lighting, decorative concrete borders, and an epoxy-finished two-car garage with cabinetry, workstation, and overhead storage. The property also benefits from a newly replaced concrete seawall, with City-managed seawall maintenance offering an exceptionally rare advantage for Punta Gorda Isles waterfront owners. Historic downtown Punta Gorda and Fishermen’s Village are minutes away, offering waterfront dining, locally owned restaurants, boutiques, marinas, parks, and live entertainment. Nearby Ponce de Leon Park provides harbor views, walking areas, and a small sandy shoreline. As afternoon slips into evening, pour an umbrella drink and settle beside the pool as the sky deepens into shades of gold, coral, and rose, reflected across the wide intersecting canals. It is time to stop dreaming and make your Southwest Florida island-life dreams a reality.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,951

Sqft

0.27 ac

Lot size

2

Garage

1985

Year built

One

Levels

$384

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCeramic Tile · Epoxy · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener · Workshop in Garage
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$11,435/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,441 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$953
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$5,441/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$953
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$559KedgeAI estimate $626,301 · range $583K$689K$780K

vs edgeAI estimate

+19.8%

$/sqft vs PUNTA GORDA ISLES SEC 14

$384 vs $392

Days on market

16 vs 62 typical

Where $384/sqft sits among the 20 homes for sale in PUNTA GORDA ISLES SEC 14

7
4 · this home
1
4
2
2
$266–330$330–395$395–459$459–524$524–588$588+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 1230 SWAN COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

10 of 20

PUNTA GORDA ISLES SEC 14 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 183% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $750,000 · 16 days on market since
1985Built · PUNTA GORDA ISLES SEC 14

Reality check

What actually sold near 1230 SWAN COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3451 NIGHTHAWK COURTSold · Feb ’26

$588,000

3451 NIGHTHAWK COURT · same community

3 bd · 3 ba · 1,917 sqft · $307/sqft · 0 DOM

5430 ALMAR DRIVESold · Jun ’26

$655,000

5430 ALMAR DRIVE · same community

3 bd · 2.5 ba · 2,009 sqft · $326/sqft · 165 DOM

1460 RAVEN COURTSold · Dec ’25

$575,000

1460 RAVEN COURT · same community

3 bd · 2 ba · 2,027 sqft · $284/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1230 SWAN COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1230 SWAN COURT — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

1230 SWAN COURT FAQs

What would the monthly payment be for 1230 SWAN COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1230 SWAN COURT?+

The most recent tax bill on record (2025) was $11,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1230 SWAN COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $750,000, this home is listed about 121% above the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1230 SWAN COURT?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$750,000 runs 183% above the PUNTA GORDA 33950 median — but at 1,951 sqft it's also 16% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Lesley Barton. MLS #C7528683.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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