
1230 SWAN COURT, PUNTA GORDA, FL, 33950
Active16 days on marketListed Jul 24, 2026MLS #C7528683
About this home
1230 SWAN COURT
BIRD SECTION OF PUNTA GORDA ISLES — OVERSIZED TIP LOT WITH APPROXIMATELY 168 FEET OF WATERFRONT, PANORAMIC INTERSECTING-CANAL VIEWS, SAILBOAT ACCESS, NO FIXED BRIDGES, AND APPROXIMATELY 10 MINUTES TO CHARLOTTE HARBOR. Some homes simply sit beside the water. This one is surrounded by it. Tucked at the end of a quiet cul-de-sac on an oversized .27-acre tip lot, this beautifully renovated 3-bedroom, 2-bath pool home captures sweeping views across intersecting canals and offers the peaceful, open feeling that makes the Bird Section of Punta Gorda Isles so highly desired. Mornings begin with coffee beside the pool as sunlight dances across the water. Boats pass quietly, seabirds gather near the shoreline, and you may even glimpse a dolphin or manatee exploring the canals. An extensive 2022 renovation transformed the interior into a bright coastal retreat with an open layout, warm wood-look tile, recessed lighting, five-inch baseboards, solid-core five-panel doors, and an easy flow between the kitchen, dining, and living spaces. A wood-burning fireplace adds warmth and character. The remodeled kitchen was designed for gathering, with an oversized navy island, quartz countertops, soft-close white cabinetry, a granite-composite sink, Zephyr range hood, and LG appliances. The split-bedroom layout offers privacy. The primary suite opens to the pool and lanai and includes a large walk-in closet and renovated bath with frameless-glass shower and separate vanity. Both guest bedrooms feature walk-in closets, while the updated guest bath offers convenient pool and lanai access. Outside, a screened brick-paver lanai surrounds the sparkling blue 15-by-30-foot heated pool, creating an inviting space for swimming, dining, entertaining, or simply relaxing beside the water. The tip-lot setting offers approximately 168 feet of waterfront, panoramic views, and sailboat access with no fixed bridges. Charlotte Harbor is approximately 10 minutes away through either Ponce Inlet or Buckley’s Pass, opening the way to Southwest Florida’s renowned boating, sailing, fishing, and Gulf waters. Major documented improvements include a permitted 2023 metal roof and permitted 2023 hurricane-impact windows and sliding doors, with accordion shutters adding another layer of storm protection. Further upgrades include the remodeled kitchen and baths, updated flooring, doors, trim, lighting, plumbing and electrical components, lanai rescreening, pool improvements, landscape and lanai lighting, decorative concrete borders, and an epoxy-finished two-car garage with cabinetry, workstation, and overhead storage. The property also benefits from a newly replaced concrete seawall, with City-managed seawall maintenance offering an exceptionally rare advantage for Punta Gorda Isles waterfront owners. Historic downtown Punta Gorda and Fishermen’s Village are minutes away, offering waterfront dining, locally owned restaurants, boutiques, marinas, parks, and live entertainment. Nearby Ponce de Leon Park provides harbor views, walking areas, and a small sandy shoreline. As afternoon slips into evening, pour an umbrella drink and settle beside the pool as the sky deepens into shades of gold, coral, and rose, reflected across the wide intersecting canals. It is time to stop dreaming and make your Southwest Florida island-life dreams a reality.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,951
Sqft
0.27 ac
Lot size
2
Garage
1985
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,441 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,441/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.8%
$/sqft vs PUNTA GORDA ISLES SEC 14
$384 vs $392
Days on market
16 vs 62 typical
Where $384/sqft sits among the 20 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
10 of 20
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1230 SWAN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$588,000
3451 NIGHTHAWK COURT · same community
3 bd · 3 ba · 1,917 sqft · $307/sqft · 0 DOM
Sold · Jun ’26$655,000
5430 ALMAR DRIVE · same community
3 bd · 2.5 ba · 2,009 sqft · $326/sqft · 165 DOM
Sold · Dec ’25$575,000
1460 RAVEN COURT · same community
3 bd · 2 ba · 2,027 sqft · $284/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1230 SWAN COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1230 SWAN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1230 SWAN COURT FAQs
What would the monthly payment be for 1230 SWAN COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1230 SWAN COURT?+
The most recent tax bill on record (2025) was $11,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1230 SWAN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $750,000, this home is listed about 121% above the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1230 SWAN COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$750,000 runs 183% above the PUNTA GORDA 33950 median — but at 1,951 sqft it's also 16% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lesley Barton. MLS #C7528683.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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