327 MONACO DRIVE UNIT 12, PUNTA GORDA, FL, 33950
Active2 days on marketListed Jul 22, 2026MLS #C7528573
About this home
327 MONACO DRIVE UNIT 12
Discover the perfect blend of comfort, convenience, and carefree living in this spacious **3-bedroom, 2-bath villa with a 2-car garage**, offering **1,765 square feet** of thoughtfully designed living space in the highly desirable **Villa Grande at Burnt Store Isles**. Whether you're looking for a winter retreat, retirement home, or year-round residence, this beautifully maintained home offers the relaxed Southwest Florida lifestyle you've been dreaming of. The open and inviting floor plan is perfect for entertaining family and friends or simply enjoying the peace and comfort of home. Large living spaces, generous bedrooms, and the convenience of an attached two-car garage make everyday living both comfortable and practical. Step outside to your private lanai to enjoy your morning coffee or unwind in the evening while taking in the warm Florida breezes. Villa Grande is a beautifully maintained community featuring a **heated community pool and clubhouse**, providing wonderful opportunities to relax, socialize, and enjoy an active lifestyle with neighbors. Lawn maintenance is included, allowing you to spend more time enjoying everything Southwest Florida has to offer. Ideally located in the prestigious **Burnt Store Isles** community, you're just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront dining, boutique shopping, farmers markets, golf courses, pickleball and tennis courts, walking and biking trails, marinas, and Charlotte Harbor. Punta Gorda Airport is only a short drive away, making travel easy for seasonal residents and visiting family. Whether you're escaping the cold winters or searching for a low-maintenance home in one of Southwest Florida's most desirable communities, this exceptional villa offers the perfect combination of comfort, location, and lifestyle. Come experience the charm, beauty, and welcoming spirit that make Punta Gorda one of Florida's premier destinations for retirement and seasonal living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,765
Sqft
0.05 ac
Lot size
2
Garage
2007
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,989 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,989/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.7%
$/sqft vs Punta Gorda actives
$135 vs $209
Days on market
2 vs 59 typical
Where $135/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 327 MONACO DRIVE UNIT 12
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$350,000
26247 STILLWATER CIRCLE
3 bd · 2 ba · 1,754 sqft · $200/sqft · 399 DOM
Sold · Jul ’26$305,000
26311 SEMINOLE LAKES BOULEVARD
3 bd · 2 ba · 1,719 sqft · $177/sqft · 1025 DOM
Sold · Sep ’25$410,000
10203 WINDSONG ROAD
3 bd · 2 ba · 1,811 sqft · $226/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 327 MONACO DRIVE UNIT 12 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 327 MONACO DRIVE UNIT 12 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
327 MONACO DRIVE UNIT 12 FAQs
What would the monthly payment be for 327 MONACO DRIVE UNIT 12?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,989/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 327 MONACO DRIVE UNIT 12?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 327 MONACO DRIVE UNIT 12?+
The most recent tax bill on record (2025) was $3,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 327 MONACO DRIVE UNIT 12?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $239,000, this home is listed about 31% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 327 MONACO DRIVE UNIT 12?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R WOOD PROPERTIES · Genevieve Ramachandran. MLS #C7528573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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