Lot 12 CAPSTAN DRIVE, PLACIDA, FL, 33946
Active3 days on marketListed Jul 17, 2026MLS #C7528342
About this home
Lot 12 CAPSTAN DRIVE
Premium Cape Haze Sailboat Saltwater Front Homesite! Located in Placida on the island community neighborhood with oversized homesites, mature Ficus and banyan tree-lined streets. This lot with its generous size of approximately half an acre, offers ample space to build your dream waterfront home, already cleared, beautifully landscaped and filled with a concrete seawall (rebuilt in 2007). An expansive 126 feet along the canal and no bridges, you will have direct access to the Intercoastal Waterway, Gulf of Mexico, Little Gasparilla, and Palm Islands. This highly sought after location is within minutes of 3 Marinas, 9 Golf Courses, the Coral Creek Jetport, Walking / Biking trails, and the Historic community of Boca Grande on Gasparilla Island! Come live your best life in SW Florida and take advantage of all the sunshine state has to offer with World Famous Fishing, Nature parks, Award-winning Golf Courses, and stunning beaches on the Gulf of Mexico! Don’t miss your opportunity to make this wonderful town YOUR hometown!
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,457 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,457/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2471% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 12 CAPSTAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$305,000
310 GREEN DOLPHIN DRIVE · same community
2 bd · 2 ba · 1,391 sqft · $219/sqft · 278 DOM
Sold · Mar ’26$460,000
4636 ARLINGTON DRIVE · same community
3 bd · 2 ba · 1,706 sqft · $270/sqft · 101 DOM
Sold · Feb ’26$753,000
530 SPANIARDS ROAD · same community
3 bd · 2 ba · 1,934 sqft · $389/sqft · 210 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 12 CAPSTAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 12 CAPSTAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
Lot 12 CAPSTAN DRIVE FAQs
What would the monthly payment be for Lot 12 CAPSTAN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,457/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 12 CAPSTAN DRIVE?+
The most recent tax bill on record (2025) was $1,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at Lot 12 CAPSTAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $900,000, this home is listed about 39% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 12 CAPSTAN DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$900,000 runs 2471% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Placida market that averages 91 — if it fits, move quickly.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RIVERSIDE REALTY SERVICES LLC · Erin Gant. MLS #C7528342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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