
7196 N PLUM TREE UNIT 321, PUNTA GORDA, FL, 33955
Active17 days on marketListed Jul 7, 2026MLS #C7528113
About this home
7196 N PLUM TREE UNIT 321
Virtually Staged. This second-floor end-unit residence stands apart with additional windows, abundant natural light, vaulted ceilings, and the privacy of a peaceful tree-lined lanai view. Located in an intimate building of just 12 residences within the deed-restricted community of Burnt Store Meadows, it offers a quieter setting than many larger condominium communities while remaining close to everything you love about Punta Gorda . >>With 1,457 square feet, this thoughtfully designed home features 3 bedrooms, 2 bathrooms, and an open floor plan that feels even larger thanks to the vaulted ceilings and bright interior. As a top-floor residence, you'll also enjoy the added benefit of no neighbors living above you. Extra windows in both the kitchen and living room, available only in an end unit, bring natural light into the heart of the home throughout the day. The kitchen is designed with granite countertops, stainless steel appliances, a breakfast bar, and a cheerful breakfast nook. The adjoining dining and living areas lead to the screened lanai, where eastern exposure and a private backdrop of mature trees create the perfect setting to enjoy your morning coffee. The primary bedroom offers a walk-in closet, dual sinks, and a walk-in shower. Two additional bedrooms provide flexibility for guests, hobbies, or a home office, while the interior laundry room adds convenience to daily living. RECENT UPDATES include fresh interior paint throughout and a new water heater, allowing the next owner to focus on enjoying their new home instead of tackling projects. Residents enjoy assigned parking, a community pool, and the relaxed atmosphere of a smaller neighborhood. The HOA provides excellent everyday value by including water, sewer, exterior maintenance, exterior pest control, professional management, and reserves. Ideally located just minutes from US-41, I-75, shopping, restaurants, golf, downtown Punta Gorda, and Fishermen's Village, this home combines everyday convenience with the peaceful surroundings that make Burnt Store Meadows a desirable place to live. For buyers comparing multiple condominiums, this home stands out for the qualities that are difficult to add later: more natural light, greater privacy, no upstairs neighbors, the welcoming feel of a smaller community, and the value of a well-managed, low-maintenance lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,457
Sqft
1.06 ac
Lot size
2006
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,124 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,124/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.2%
Days on market
17 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 339% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7196 N PLUM TREE UNIT 321 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7196 N PLUM TREE UNIT 321 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7196 N PLUM TREE UNIT 321 FAQs
What would the monthly payment be for 7196 N PLUM TREE UNIT 321?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,124/mo — principal and interest, the actual property-tax bill, the $579/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7196 N PLUM TREE UNIT 321?+
The association fee works out to $579 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7196 N PLUM TREE UNIT 321?+
The most recent tax bill on record (2025) was $2,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7196 N PLUM TREE UNIT 321?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $180,000, this home is listed about 48% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 7196 N PLUM TREE UNIT 321?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$180,000 runs 339% above the PUNTA GORDA 33955 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $579/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Listing courtesy of TIME REALTY SERVICES, INC. · Della Booth. MLS #C7528113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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