Steeve Cadeau
$539,9004 bd2 ba1,938 sqft$279 /sqft$4,102 /mo all-in ↓

802 WHITE HERON BOULEVARD, RUSKIN, FL, 33570

Active35 days on marketListed Jun 19, 2026MLS #C7527354

WaterfrontSingle Family ResidencePOINT HERON

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 4:00 PM

About this home

802 WHITE HERON BOULEVARD

Virtually Staged. COMPLETELY RENOVATED WATERFRONT HOME IN THE HEART OF RUSKIN, OFFERING THE PERFECT BLEND OF MODERN LUXURY, ENERGY EFFICIENCY AND FLORIDA COASTAL LIVING. Situated on a nice-sized lot with room for RV/boat parking, this move-in-ready property has been upgraded from top to bottom, including a 2022 ROOF, COMPLETE ELECTRICAL REWIRE WITH A NEW PANEL, HIGH-EFFICIENCY HVAC SYSTEM, NEW WATER HEATER, IMPACT RATED WINDOWS AND DOORS, WITH ENHANCED INSULATION THROUGHOUT. Inside, you'll find beautiful tile flooring throughout, all-new drywall with a Level 5 smooth finish, LED recessed lighting, fresh paint, and a stunning kitchen featuring REAL WOOD SOFT-CLOSE CABINETRY, QUARTZ COUNTERTOPS and a spacious walk-in pantry. Both bathrooms have been beautifully remodeled with quartz countertops, updated fixtures, and a frameless glass shower in the primary suite. Step outside and enjoy true waterfront living with a newly screened lanai, new concrete pavers, marine-grade dock decking, and an oversized storage shed (with power). Hurricane-impact windows and doors may qualify for insurance discounts. The lot offers plenty of room to add a detached garage, workshop, or carport. Located in the desirable waterfront community of Ruskin, you'll enjoy a relaxed coastal lifestyle with direct access to boating, fishing, kayaking, and some of Tampa Bay's best waterfront dining. Ruskin offers a unique combination of small-town charm and convenience, with easy access to downtown Tampa, St. Petersburg, Sarasota, and the Gulf beaches via I-75 and the Selmon Expressway. Spend your weekends exploring nearby nature preserves, marinas, golf courses, farmers markets, and parks, or enjoy fresh local seafood at nearby waterfront restaurants. With no need to sacrifice convenience for waterfront living, Ruskin continues to be one of the area's best values for those seeking an active Florida lifestyle. This is a rare opportunity to own a fully renovated waterfront home where every major improvement has already been completed—simply move in, bring your boat, and start enjoying the Florida lifestyle.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,938

Sqft

0.16 ac

Lot size

1972

Year built

One

Levels

$279

Per sqft

WaterfrontWater view

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorFrench Doors · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$6,297/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,102 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$525
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,897
Interest rate6.00%
Loan term

Estimated payment

$4,102/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$525
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$305KedgeAI estimate $322,471 · range $317K$327K$561K

vs edgeAI estimate

+67.4%

$/sqft vs Ruskin actives

$279 vs $178

Days on market

35 vs 51 typical

Where $279/sqft sits among the 288 Ruskin actives

135
83
24
12 · this home
11
23
$129–177$177–225$225–272$272–320$320–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin City

Map of 802 WHITE HERON BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

Ruskin City — neighborhood snapshot

Population

2,490

Median age

42

Median income

$70,544

Median home value

$268,770

Avg household

3

Households w/ children

290

For the school run

Hillsborough County School District

ElementaryThompson Elementary★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$330K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

163 of 288

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $539,900 · 35 days on market since
1972Built · POINT HERON

Reality check

What actually sold near 802 WHITE HERON BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

802 WHITE HERON BOULEVARDSold · Nov ’25

$200,000

802 WHITE HERON BOULEVARD · same community

3 bd · 2 ba · 1,938 sqft · $103/sqft · 29 DOM

821 WHITE HERON BOULEVARDSold · Mar ’26

$579,000

821 WHITE HERON BOULEVARD · same community

3 bd · 2 ba · 2,433 sqft · $238/sqft · 26 DOM

812 WHITE HERON BOULEVARDSold · May ’26

$405,000

812 WHITE HERON BOULEVARD · same community

3 bd · 2 ba · 1,398 sqft · $290/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 802 WHITE HERON BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 802 WHITE HERON BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

802 WHITE HERON BOULEVARD FAQs

What would the monthly payment be for 802 WHITE HERON BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,102/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 802 WHITE HERON BOULEVARD?+

The most recent tax bill on record (2025) was $6,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ruskin?+

At $539,900, this home is listed about 54% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.

Which schools are assigned to 802 WHITE HERON BOULEVARD?+

Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT GULF COAST REALTY · Janice Samano. MLS #C7527354.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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