
4056 GINGOLD STREET, PORT CHARLOTTE, FL, 33948
Active57 days on marketListed Jun 9, 2026MLS #C7527042
About this home
4056 GINGOLD STREET
MORNING COFFEE IN THE SUNROOM. EVENINGS SURROUNDED BY TROPICAL GREENERY. A HOME WITH ROOM TO GROW. Tucked away on a rare double lot in the heart of Port Charlotte, this unique 4BR + Den, 3BA home offers over 4,000 square feet of functional interior living space, including a permitted 675-square-foot enclosed sunroom that was formerly a screened lanai. The result is an expansive floor plan with flexibility for multigenerational living, extended stays, hobbies, entertaining, or simply spreading out and enjoying life. Significant recent improvements have already been completed, including a 2025 metal roof, 2025 HVAC system, 2025 whole-house repipe, and a permitted enclosed sunroom conversion that transformed the former screened lanai into valuable additional living space (per seller and permits), allowing the next owner to focus less on major projects and more on enjoying their new home. Distinctive architectural details, soaring ceilings, arched windows, and custom design elements create a home unlike today’s typical cookie-cutter floor plans. Inside, you’ll find generously sized living areas, two primary suites, abundant natural light, and a layout designed for comfortable everyday living. Whether accommodating extended family, guests, hobbies, a home office, or simply a desire for more room to spread out, the flexible floor plan offers options rarely found at this price point. Step outside and you’ll discover what was once envisioned as a tropical garden retreat. Mature landscaping, winding pathways, trellises, garden structures, and multiple outdoor gathering spaces create a setting unlike the typical Florida backyard. While portions of the landscape would benefit from TLC and restoration, the framework for an extraordinary outdoor oasis is already in place. Whether you dream of restoring the original vision, creating a gardener’s paradise, or designing your own personal sanctuary, the possibilities are truly endless. Conveniently located near Charlotte Beach Park, public boat ramps, waterfront parks, fishing, dining, shopping, medical facilities, Sunseeker Resort, and the vibrant Punta Gorda area, you’ll enjoy easy access to the Southwest Florida lifestyle so many dream about. Spend the day exploring Charlotte Harbor, enjoy waterfront dining at sunset, or simply come home and relax beneath the shade of mature palms in your own slice of Southwest Florida paradise. With over 4,000 square feet of functional interior space, two primary suites, major recent system updates, and a rare double-lot setting, this is more than just a home—it’s an opportunity to create something truly special.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
4,060
Sqft
0.47 ac
Lot size
2
Garage
1992
Year built
Two
Levels
$98
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,049 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,049/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 037
$98 vs $228
Days on market
57 vs 59 typical
Where $98/sqft sits among the 27 homes for sale in PORT CHARLOTTE SEC 037
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
16 of 27
PORT CHARLOTTE SEC 037 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1231% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4056 GINGOLD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$365,000
4041 MICHEL TREE STREET · same community
4 bd · 3 ba · 2,316 sqft · $158/sqft · 524 DOM
Sold · Feb ’26$532,000
4492 GILLEN STREET · same community
3 bd · 2.5 ba · 2,293 sqft · $232/sqft · 33 DOM
Sold · Oct ’25$522,000
18649 KLINGLER CIRCLE · same community
3 bd · 2.5 ba · 2,290 sqft · $228/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4056 GINGOLD STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4056 GINGOLD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4056 GINGOLD STREET FAQs
What would the monthly payment be for 4056 GINGOLD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,049/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4056 GINGOLD STREET?+
The most recent tax bill on record (2025) was $4,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4056 GINGOLD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $399,400, this home is listed about 21% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4056 GINGOLD STREET?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lesley Barton. MLS #C7527042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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