
8320 RIVERSIDE DRIVE UNIT 101, PUNTA GORDA, FL, 33982
Active56 days on marketListed May 29, 2026MLS #C7526680
About this home
8320 RIVERSIDE DRIVE UNIT 101
Welcome to the waterfront community of Lazy Lagoon in Punta Gorda! This charming custom site-built home offers 1 bedroom, 2 bathrooms +versatile den. Enjoy the relaxed coastal lifestyle with community amenities just steps away—fish from the community-owned dock on Shell Creek or unwind beneath the shade of majestic live oaks in the beautifully maintained waterfront park adjacent to your deck. The open-concept living and kitchen area features a spacious layout filled with natural light and coastal charm. The kitchen showcases a functional U-shaped design with abundant counter space and eye-catching turquoise cabinetry. Neutral countertops & white appliances create a clean and cohesive aesthetic. Built-in shelving, additional cabinetry, and a generous walk-in pantry provide exceptional storage and convenience. Bamboo wood flooring flows throughout the home while raised vaulted ceilings create an airy, open feel. Tropical-inspired paint colors, skylights, and ceiling fans further enhance the bright and breezy atmosphere. Bluetooth-ready built-in ceiling speakers allow you to enjoy music throughout the home. Energy-efficient upgrades include hurricane-resistant insulated siding, heat-reflective sub-roofing, and a 2017 AMS Weather-Lok aluminum roof-over system offering outstanding durability, energy efficiency, and a lifetime transferable warranty. The primary bedroom features a generous closet, hidden cabinetry for golf clubs/gear, and a skylit ensuite bath complete with a tub/shower combo, integrated laundry area and additional concealed storage. The den offers exceptional flexibility as a guest room, home office, or additional living space. Its full bath includes a freestanding single-sink vanity and a relaxing deep soaking tub, complemented by a dedicated tankless water heater to ensure endless hot water for a spa-like experience. Step outside through sliding glass doors with privacy blinds onto the beautifully designed 16x12 covered deck. This elevated outdoor living space features durable low-maintenance decking, generous room for seating and dining, and a large overhead canopy providing shade and weather protection. The deck is surrounded by mature seagrape trees and lush native landscaping, while an outdoor ceiling fan keeps the space cool and comfortable. Beneath the deck, a built-in “boat house” conveniently stores two included Hurricane Santee 126 kayaks with paddles. Additional features include a covered carport with new shade lattice and native landscaping, Bahama-style hurricane-rated storm shutters, aluminum hurricane-rated panels for the sliding doors, clear hurricane-rated panels for the bathrooms and kitchen, Eemax tankless water heater (2020), upgraded plumbing fixtures, and 12 "SmartJack" support posts designed to help prevent settling and reduce the need for periodic releveling. Residents of Lazy Lagoon enjoy a variety of amenities tailored to an active Florida lifestyle, including a private boat ramp with direct access to Shell Creek, over 2,000 feet of maintained waterfront shoreline, shuffleboard courts, billiards room, and a spacious clubhouse with a commercial kitchen hosting regular social events. A secure storage compound for boats and trailers is also available for a nominal annual fee. Conveniently located just minutes from Punta Gorda, this exceptional waterfront home offers easy access to boating, waterfront dining, shopping, parks, entertainment, and all the best that Southwest Florida has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
768
Sqft
0.07 ac
Lot size
2006
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,349 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,349/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs LAZY LAGOON MOB HME PARK COOP
$176 vs $156
Days on market
56 vs 59 typical
Where $176/sqft sits among the 6 homes for sale in LAZY LAGOON MOB HME PARK COOP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
1 of 6
LAZY LAGOON MOB HME PARK COOP have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8320 RIVERSIDE DRIVE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$165,000
135 LAZY LAGOON DRIVE · same community
2 bd · 2 ba · 1,372 sqft · $120/sqft · 158 DOM
Sold · Mar ’26$134,500
3204 BAYSIDE PARKWAY
2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM
Sold · Jan ’26$100,000
3314 BAYSIDE PARKWAY UNIT C2900
2 bd · 2 ba · 896 sqft · $112/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8320 RIVERSIDE DRIVE UNIT 101 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8320 RIVERSIDE DRIVE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8320 RIVERSIDE DRIVE UNIT 101 FAQs
What would the monthly payment be for 8320 RIVERSIDE DRIVE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,349/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8320 RIVERSIDE DRIVE UNIT 101?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8320 RIVERSIDE DRIVE UNIT 101?+
The most recent tax bill on record (2025) was $1,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8320 RIVERSIDE DRIVE UNIT 101?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $135,000, this home is listed about 61% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 8320 RIVERSIDE DRIVE UNIT 101?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Candice Betts. MLS #C7526680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 8320 RIVERSIDE DRIVE UNIT 101 but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →


