2060 RIVER BASIN TERRACE, PUNTA GORDA, FL, 33982
Active86 days on marketListed Apr 30, 2026MLS #C7525402
About this home
2060 RIVER BASIN TERRACE
Palm Shores is a quiet, waterfront community nestled along the scenic Peace River, offering a peaceful, laid-back Florida lifestyle surrounded by natural beauty. Known for its spacious homesites and uncrowded setting, this hidden gem appeals to those seeking privacy, tranquility, and direct access to the water. Residents enjoy boating, fishing, and kayaking right from their backyard, with easy access to the Peace River, Charlotte Harbor, and the Gulf of Mexico. The area is rich in wildlife and offers stunning sunset views, making it ideal for outdoor enthusiasts and waterfront living. Palm Shores maintains a rural, Old Florida charm with larger lots and minimal development, creating a relaxed, country-like atmosphere while still being just a short drive to shopping, dining, golf courses, and the historic downtown district of Punta Gorda. This community is especially attractive to retirees, seasonal residents, and buyers looking for affordable waterfront or acreage properties without HOA restrictions, all within one of Southwest Florida’s most charming coastal towns known for its friendly vibe, marina lifestyle, and vibrant harborfront.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,040 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,040/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2060 RIVER BASIN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$285,000
28427 COCO PALM DRIVE · same community
3 bd · 2 ba · 1,574 sqft · $181/sqft · 118 DOM
Sold · May ’26$540,000
2045 RIVER BASIN TERRACE · same community
3 bd · 2 ba · 1,612 sqft · $335/sqft · 54 DOM
Sold · Nov ’25$339,000
28434 SABAL PALM DRIVE · same community
3 bd · 2 ba · 1,705 sqft · $199/sqft · 273 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2060 RIVER BASIN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2060 RIVER BASIN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2060 RIVER BASIN TERRACE FAQs
What would the monthly payment be for 2060 RIVER BASIN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,040/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2060 RIVER BASIN TERRACE?+
The most recent tax bill on record (2025) was $1,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2060 RIVER BASIN TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $125,000, this home is listed about 64% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2060 RIVER BASIN TERRACE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Lisa Wargo. MLS #C7525402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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