Steeve Cadeau
$425,000$439,0002 bd2 ba1,602 sqft$265 /sqft$3,545 /mo all-in ↓

25029 PEARL LAKE CIRCLE, ENGLEWOOD, FL, 34223

Active103 days on marketListed Apr 26, 2026MLS #C7525372

Reduced $14KVillaBEACHWALK BY MANASOTA KEY PH

About this home

25029 PEARL LAKE CIRCLE

PRICE ADJUSTMENT!! Just 2.5 Miles from Manasota Key Beach. Live like you're on VACATION FOREVER!! This isn't just a home—it's a lifestyle upgrade wrapped in $60K+ of builder upgrades already included! Those upgrades included an extended lanai, 8' doors throughout, upgraded oversize tile throughout, quartz countertops, lighting and ceiling fan package, upgraded kitchen appliance package, just to name a few. The owners have already added internal plantation shutters and motorized window shades - so you don't have to! All this tucked inside Southwest Florida's most amenity-rich gated community. And it's READY NOW! The Villa: Cascadia Model | 2 BD | 2 BA | Flex Room | 1,600+ SF. Every detail has been elevated. Quartz countertops gleam in the kitchen and baths. Oversized tile flows through sun-drenched living spaces. The kitchen delivers what cooks actually want: gas range (a rare find), stainless steel appliances, and a casual eating nook for morning coffee or midnight snacks. The open living and dining area spills onto an extended screened lanai—your new favorite room—overlooking a quiet, private preserve. The flex room with solid doors works as an office, guest suite, or creative studio. Primary suite highlights: Generous walk-in closet. Spa-caliber en suite with dual vanities, tiled walk-in shower, and built-in bench The kind of bathroom that makes "getting ready" feel like a ritual, not a chore! The two-car garage is AIR CONDITIONED (via separate mini-split) with room for paddleboards, beach chairs, and all the gear that comes with living this close to the Gulf. The Community: Beachwalk by Manasota Key: This is resort living without the resort prices—low HOA, no CDD. What's included: Huge heated pool with lap lanes and beach entry. State-of-the-art fitness center. Tennis, pickleball, bocce courts. Dog parks and miles of walking trails. On-site restaurant and tiki bar. Full-time activities director (yes, really!). Gated security and that rare commodity: peace and quiet. Close enough to shopping and dining to be convenient. Far enough to feel like an escape. The Bottom Line: Three years young. Zero construction wait. Every upgrade already done. 2.5 miles to whitesand beaches. Schedule your showing before someone else schedules their move-in. Priced Right, this lovely villa is truly a must see!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,602

Sqft

0.1 ac

Lot size

2

Garage

2023

Year built

One

Levels

$265

Per sqft

Trees/Woods & Water viewNegotiable

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorIrrigation System · Lighting · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$350/mo
Taxes (2025)$4,141/yr
PetsCats OK
CommunityLake · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,545 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$345
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,545/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$345
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$357KedgeAI estimate $381,617 · range $372K$418K$442K

vs edgeAI estimate

+11.4%

$/sqft vs Englewood actives

$265 vs $239

Days on market

103 vs 67 typical

Where $265/sqft sits among the 400 Englewood actives

169
112 · this home
61
18
12
28
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 25029 PEARL LAKE CIRCLE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

177 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $14K
Apr 26, 2026Listed at $439,000 · 103 days on market since
2023Built · BEACHWALK BY MANASOTA KEY PH

Reality check

What actually sold near 25029 PEARL LAKE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10125 BEACHWALK DRIVESold · Jun ’26

$530,000

10125 BEACHWALK DRIVE · same community

2 bd · 2 ba · 1,670 sqft · $317/sqft · 97 DOM

27061 PARADISE SHORES DRIVESold · Mar ’26

$570,000

27061 PARADISE SHORES DRIVE · same community

2 bd · 2 ba · 1,687 sqft · $338/sqft · 27 DOM

26017 SEASTONE DRIVESold · Aug ’25

$575,000

26017 SEASTONE DRIVE · same community

2 bd · 2 ba · 1,790 sqft · $321/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 25029 PEARL LAKE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25029 PEARL LAKE CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

25029 PEARL LAKE CIRCLE FAQs

What would the monthly payment be for 25029 PEARL LAKE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,545/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 25029 PEARL LAKE CIRCLE?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 25029 PEARL LAKE CIRCLE?+

The most recent tax bill on record (2025) was $4,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25029 PEARL LAKE CIRCLE?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $425,000, this home is listed about 16% above the Englewood median of $365,910. The market section on this page shows how the area is trending.

Which schools are assigned to 25029 PEARL LAKE CIRCLE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

02Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $439,000, now $425,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY · Ellen Carrell. MLS #C7525372.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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