81 COLONY POINT DRIVE, PUNTA GORDA, FL, 33950
Active99 days on marketListed Apr 16, 2026MLS #C7524936
About this home
81 COLONY POINT DRIVE
Build your Florida dream home on this exceptional waterfront lot in the highly sought-after Punta Gorda Isles community! Featuring a desirable concrete seawall, this property is ready for you to create your custom coastal retreat. Ideally located just a short walk from Charlotte Harbor, this lot offers the perfect setting for an active, outdoor lifestyle. Enjoy walking or biking to nearby parks, the vibrant downtown Punta Gorda area, as well as the community boat ramp and fishing pier. Outdoor enthusiasts will love the scenic pathway beginning at Fisherman’s Village, stretching 3 miles along the Peace River and connecting to over 8 miles of picturesque trails throughout Punta Gorda. Conveniently situated near downtown’s charming restaurants and boutiques, and with easy access to Punta Gorda Airport and Southwest Florida International Airport in Fort Myers, this location blends tranquility with accessibility. Don’t miss this opportunity to build your slice of paradise in one of Southwest Florida’s most desirable waterfront communities!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,241 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 81 COLONY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$825,000
185 COLONY POINT DR. · same community
3 bd · 3 ba · 2,562 sqft · $322/sqft · 188 DOM
Sold · Dec ’25$900,000
95 COLONY POINT DRIVE · same community
3 bd · 2.5 ba · 2,601 sqft · $346/sqft · 46 DOM
Sold · Apr ’26$860,000
197 COLONY POINT DRIVE · same community
3 bd · 2 ba · 2,680 sqft · $321/sqft · 335 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 81 COLONY POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 81 COLONY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
81 COLONY POINT DRIVE FAQs
What would the monthly payment be for 81 COLONY POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,241/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 81 COLONY POINT DRIVE?+
The most recent tax bill on record (2025) was $2,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $294,000, this home is listed about 15% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 81 COLONY POINT DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CALENDA REAL ESTATE GROUP,INC. · Cary Stewart. MLS #C7524936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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