11923 SW LOOP TERRACE, ARCADIA, FL, 34269
Active126 days on marketListed Mar 19, 2026MLS #C7523426
About this home
11923 SW LOOP TERRACE
Two homes. One opportunity. And honestly… this is the kind of setup people are always hoping hits the market. Let’s start with the main house, because she’s ready for her moment. Over 1,700 square feet, a split floor plan, tons of natural light, and a layout that just makes sense. It’s bright, it’s spacious, and it’s move-in ready… which means you can actually spend your weekends enjoying your new place instead of living at Home Depot. Now let’s talk about the bonus everyone secretly wants… the guest house. Two bedrooms, one bathroom, and just far enough away to give everyone their own space (because we love our people… but we also love a little distance). Whether you’re thinking multi-generational living, a spot for guests, a rental opportunity, or even a private office setup, this is where the flexibility really kicks in. It will need a little love before it’s fully ready, but nothing a few productive weekends can’t handle. Think of it as your value-add moment. Sitting on over a third of an acre, you’ve got just enough land to enjoy without signing yourself up for a full-time landscaping job. And the location? It checks every box. Quick access to I-75, close to shopping and restaurants, easy drive to Punta Gorda Airport, and plenty of nearby golf to keep things fun. And let’s not skip over the updates, because these are the ones that matter: Roof (main house) 2022. HVAC 2021. Water heater 2025. Well regularly serviced. Translation: big-ticket items already handled. This isn’t just a property… it’s options. Live in one, host in the other. Rent one, keep one. Work from one, retreat to the other. However you slice it, this one just makes sense.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,325
Sqft
0.34 ac
Lot size
2004
Year built
One
Levels
$86
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$58,108/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,350/mo median
Live Arcadia rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Spring Lake is a short-term-rental community. See the full guide →
ARCADIA 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the ARCADIA 34269 median. See the full Arcadia market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11923 SW LOOP TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11923 SW LOOP TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
11923 SW LOOP TERRACE FAQs
What would the monthly payment be for 11923 SW LOOP TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,595/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11923 SW LOOP TERRACE?+
The most recent tax bill on record (2025) was $2,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 11923 SW LOOP TERRACE be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Arcadia?+
At $199,000, this home is listed about 45% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11923 SW LOOP TERRACE?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ARCADIA 34269 market on paper
$199,000 is 41% below the ARCADIA 34269 median of $334,500, and at $86/sqft it sits under the Arcadia average of $310.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
126 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $215,000, now $199,000 — a $16K cut. The full history is in the market section below.
Listing courtesy of EXP REALTY LLC · Brandi Long. MLS #C7523426.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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