265 SEVERIN RD, PORT CHARLOTTE, FL, 33952
Active220 days on marketListed Dec 16, 2025MLS #C7519004
About this home
265 SEVERIN RD
Welcome to 265 Severin Rd, Port Charlotte, FL 33982, an exquisite waterfront residence offering unparalleled luxury and sophisticated living. This highly customized AR Homes Veracruz model, spanning 4208 Sq Ft, presents 4 bedrooms and 4.5 bathrooms, meticulously designed to cater to the most discerning homeowner. Nestled on an oversized 15,000 sq. ft. lot, this property boasts 100 ft of seawall, providing an outstanding easterly view down the canal. Boating enthusiasts will appreciate the large covered dock with a 12K lift, offering less than 5-minute access to Charlotte Harbor. Step inside to discover a home where every detail has been thoughtfully curated. The gourmet kitchen is a chef's dream, featuring a walk-in pantry, a Wolf 6-burner stove with double oven, Wolf range hood, and a GE Monogram 48" refrigerator. Custom LED lighting throughout the home enhances the ambiance, while DC ceiling fans ensure energy efficiency. The Great Room, complete with a gas fireplace, and the Lanai are equipped with a Sonos Soundsystem, perfect for entertaining. The Bonus Room offers direct access to the lanai, a wet bar with a wine cooler, and a separate glass-enclosed wine room, creating an ideal space for relaxation or hosting guests. The primary suite is a sanctuary, featuring two large walk-in closets and a luxurious primary bath with dual vanities, a dressing table, two on-demand gas water heaters(one dedicated to the primary bath), and a walk-in shower with multiple shower heads and Moen digital controls. Outdoor living is redefined with a heated, saltwater pool and spa, complete with full automation and lighting. The expansive Lanai includes a full outdoor kitchen and a gas fireplace, promising unforgettable gatherings. For peace of mind, a 22kw whole-house generator and an alarm system with NVR are installed. The split 3-car garage features epoxy floors and upgraded side-lift openers with battery backup. Beyond the property, enjoy the convenience of a15-minute drive to historic downtown Punta Gorda, offering exceptional restaurants, boutique shops, and weekly farmer's markets. Gulf beaches are just 25 minutes away. This residence is more than a home; it’s a lifestyle. We invite you to experience the grandeur and bespoke craftsmanship of 265 Severin Rd. All dimensions and specifications are deemed to be accurate and should be verified to the buyer or buyer's agent's satisfaction.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,208
Sqft
0.34 ac
Lot size
3
Garage
2023
Year built
One
Levels
$594
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,937 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,937/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$594 vs $209
Days on market
220 vs 56 typical
Where $594/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
169 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1513% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 SEVERIN RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$925,000
374 SEVERIN ROAD SE · same community
3 bd · 2 ba · 2,280 sqft · $406/sqft · 45 DOM
Sold · Sep ’25$385,000
149 SMALL STREET SE · same community
4 bd · 2 ba · 1,935 sqft · $199/sqft · 95 DOM
Sold · Jul ’26$349,900
361 WHERLEY AVENUE SE · same community
3 bd · 2 ba · 1,914 sqft · $183/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 265 SEVERIN RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 SEVERIN RD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
265 SEVERIN RD FAQs
What would the monthly payment be for 265 SEVERIN RD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 265 SEVERIN RD?+
The most recent tax bill on record (2025) was $16,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $2,500,000, this home is listed about 646% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 265 SEVERIN RD?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,500,000 runs 1513% above the PORT CHARLOTTE 33952 median — but at 4,208 sqft it's also nearly 3 times the size of the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
220 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bill Richey. MLS #C7519004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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