21280 HIGGS DRIVE, PORT CHARLOTTE, FL, 33952
Active267 days on marketListed Nov 17, 2025MLS #C7517662
About this home
21280 HIGGS DRIVE
Grab this waterfront gem before it’s gone! This prime canal-front lot sits just minutes from open water, giving you fast, easy access to incredible boating and fishing. No HOA. No CDD. No restrictions—just pure freedom to build your dream home. A seawall is already in place, ready for your boat lift or dock. Electricity is nearby, and the location is unbeatable—close to shopping, restaurants, schools, hospitals, golf courses, and the Sunseeker Resort. Waterfront lots like this are in high demand. Secure your slice of paradise today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,043 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,043/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21280 HIGGS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$67,000
190 DOWLING AVENUE NE · same community
2 bd · 1 ba · 1,060 sqft · $63/sqft · 0 DOM
Sold · Oct ’25$220,000
128 NE RODGERS AVENUE · same community
2 bd · 1 ba · 1,080 sqft · $204/sqft · 109 DOM
Sold · Oct ’25$220,000
175 RODGERS AVENUE NE · same community
3 bd · 2 ba · 1,120 sqft · $196/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21280 HIGGS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21280 HIGGS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
21280 HIGGS DRIVE FAQs
What would the monthly payment be for 21280 HIGGS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,043/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21280 HIGGS DRIVE?+
The most recent tax bill on record (2024) was $1,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $115,500, this home is listed about 65% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 21280 HIGGS DRIVE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33952 market on paper
$115,500 is 19% below the PORT CHARLOTTE 33952 median of $142,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
267 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Lainey Cowgill-Hayes. MLS #C7517662.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 21280 HIGGS DRIVE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →