2275 EL CERITO CT, PUNTA GORDA, FL, 33950
Active1052 days on marketListed Sep 6, 2023MLS #C7480337
About this home
2275 EL CERITO CT
Rare to find *SOUTHERN Exposure* Waterfront lot in the heart of Punta Gorda Isles! Quick access to open water... Charlotte harbor and onto the Gulf Waters. Here you will find World class fishing and boating. This lovely piece of paradise can accommodate most any builder plan with public water and sewer available. Have your boat docked just steps from your back door and watch our magnificent sunsets and sunrise from your own private lanai/pool area. Close to Fishermans Village and the historic downtown area where there is an abundance of activity including shopping, waterfront restaurants (take the boat!), bike paths, markets, nightlife and cultural events. Bicycle to the farmers market or our local community beachfront park. Also located directly across the harbor from the New SUNSEEKER RESORT scheduled to open in just a few months. Oversized lot with 86ft of waterfront on a Seawall that is maintained by the city. PGI is a Deed Restricted community with NO HOA fees! Welcome home to the Florida you always dreamed of.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,057 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,057/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 123% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2275 EL CERITO CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$345,000
210 DELIDO COURT · same community
3 bd · 2 ba · 1,336 sqft · $258/sqft · 92 DOM
Sold · May ’26$465,000
495 BELVEDERE COURT · same community
3 bd · 2 ba · 1,424 sqft · $327/sqft · 89 DOM
Sold · May ’26$675,000
463 CAPRI ISLES CT · same community
3 bd · 3 ba · 1,586 sqft · $426/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2275 EL CERITO CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2275 EL CERITO CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2275 EL CERITO CT FAQs
What would the monthly payment be for 2275 EL CERITO CT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2275 EL CERITO CT?+
The most recent tax bill on record (2022) was $4,524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2275 EL CERITO CT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $610,000, this home is listed about 77% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2275 EL CERITO CT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$610,000 runs 123% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1052 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Shari Kurhan. MLS #C7480337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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