Steeve Cadeau
$188,5002 bd2.5 ba1,136 sqft$166 /sqft$1,852 /mo all-in ↓

3635 EDGEWATER DRIVE UNIT 3635, SEBRING, FL, 33872

Active89 days on marketListed Apr 23, 2026MLS #B4902242

Fully furnishedCondominiumGREENBRIAR VILLAS CONDO

About this home

3635 EDGEWATER DRIVE UNIT 3635

Enjoy resort-style living in this beautifully furnished home overlooking the desirable Sun N Lake Golf Course, offering stunning views and convenient amenities. This condo features 2 bedrooms and 2.5 bathrooms, including dual master suites with generously sized bedrooms, including a walk-in shower and a tub. The interior boasts appealing upgrades throughout, including an upgraded kitchen with stainless steel appliances, granite countertops, and ample storage with a convenient under-stair space. Step outside to enjoy two upper-level balconies or unwind in the screened-in back porch—perfect for taking in the serene surroundings. Greenbriar Villas Condo is a 55+ community with $800 quarterly dues that covers the care of the pool, lawncare, exterior insurance, and exterior maintenance. Ideally located just moments from the clubhouse, community center, pool, and on-site restaurant, this property also offers the convenience of extra parking nearby. Whether you're seeking a full-time residence or a seasonal retreat, this condo combines comfort, style, and an unbeatable location.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,136

Sqft

0.01 ac

Lot size

1980

Year built

Two

Levels

$166

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Luxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorPrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorBalcony · Sidewalk · Sliding Doors

Community & fees

HOA fee$267/mo
Taxes (2025)$2,788/yr
PetsNo
CommunityClubhouse · Dog Park · Fitness Center · Golf · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,852 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,110
FHA mortgage insurance (est.)$83
Property tax — 2025 actual bill$232
Condo fee — from the listing$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,598Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,598
Interest rate6.00%
Loan term

Estimated payment

$1,852/mo

Principal & interest$1,110
FHA mortgage insurance (est.)$83
Property taxes (actual bill)$232
HOA / condo fee$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sebring actives

$166 vs $189

Days on market

89 vs 60 typical

Where $166/sqft sits among the 205 Sebring actives

34
43 · this home
49
47
14
18
$124–149$149–174$174–199$199–224$224–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 3635 EDGEWATER DRIVE UNIT 3635

Get to know Sebring. See the full Sebring guide →

SEBRING 33872 — neighborhood snapshot

Population

13,302

Median age

61.5

Median income

$68,086

Median home value

$193,900

Avg household

2.14

Households w/ children

1,049

For the school run

Highlands County School District

MiddleHill-Gustat Middle School★★★★
ElementarySun 'n Lake Elementary School★★★★★
HighAvon Park High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

89 of 205

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 654% above the SEBRING 33872 median. See the full Sebring market guide →

Paper trail

This home's history

Apr 23, 2026Listed at $188,500 · 89 days on market since
1980Built · GREENBRIAR VILLAS CONDO

Reality check

What actually sold near 3635 EDGEWATER DRIVE UNIT 3635

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3647 EDGEWATER DRIVESold · Apr ’26

$152,300

3647 EDGEWATER DRIVE · same community

2 bd · 2.5 ba · 1,136 sqft · $134/sqft · 168 DOM

6000 MATANZAS DRIVE UNIT 6002Sold · Oct ’25

$137,000

6000 MATANZAS DRIVE UNIT 6002

2 bd · 2 ba · 1,122 sqft · $122/sqft · 67 DOM

3706 SARRIA AVENUESold · Jun ’26

$213,000

3706 SARRIA AVENUE

2 bd · 2 ba · 1,226 sqft · $174/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3635 EDGEWATER DRIVE UNIT 3635 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3635 EDGEWATER DRIVE UNIT 3635 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3635 EDGEWATER DRIVE UNIT 3635 FAQs

What would the monthly payment be for 3635 EDGEWATER DRIVE UNIT 3635?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,852/mo — principal and interest, the actual property-tax bill, the $267/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3635 EDGEWATER DRIVE UNIT 3635?+

The association fee works out to $267 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3635 EDGEWATER DRIVE UNIT 3635?+

The most recent tax bill on record (2025) was $2,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3635 EDGEWATER DRIVE UNIT 3635?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $188,500, this home is listed about 33% below the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 3635 EDGEWATER DRIVE UNIT 3635?+

Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$188,500 runs 654% above the SEBRING 33872 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PALMETTO LEGACY REALTY · Mandy Thompson. MLS #B4902242.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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