5321 SE Sterling Circle, Stuart FL 34997, STUART, FL, 34997
Active11 days on marketListed Jul 13, 2026MLS #B26051841
About this home
5321 SE Sterling Circle, Stuart FL 34997
Welcome to your dream home in the heart of Stuart, Florida! This beautifully updated 3-bedroom, 2-bathroom single-family residence sits on a generous half-acre lot within a quiet, gated community, offering both privacy and peace of mind. Step inside to discover a bright, open floor plan with tasteful updates and inviting living spaces designed for comfort and entertaining. The beautifully renovated kitchen features soft-close cabinetry, a spacious pantry, and plenty of room for all of your gatherings. A versatile dining area can easily serve as a second den, media room, or home office to suit your lifestyle. Enjoy the best of Florida living in your screened-in pool area—perfect for relaxing afternoons or hosting guests year-round. The expansive yard provides ample outdoor space, and fencing may be added with HOA approval for additional privacy. Additional highlights include impact windows throughout the home, Generator-ready electric panel and French doors that open onto the patio to seamlessly blend indoor and outdoor living. With a low HOA and convenient access to top-rated schools, shopping, dining, and the beautiful Treasure Coast beaches, this home offers the perfect combination of comfort, security, and location. The community also provides a rentable storage area for your boat or RV at a reasonable rate for added convenience (this is on a first come-first serve basis. Don't miss the opportunity to make this exceptional property your next home—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,395
Sqft
0.51 ac
Lot size
2
Garage
1990
Year built
1
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,873 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,873/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.8%
$/sqft vs CORAL LAKES
$292 vs $190
Days on market
11 vs 94 typical
Where $292/sqft sits among the 9 homes for sale in CORAL LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Lakes
Get to know Stuart. See the full Stuart guide →
Coral Lakes — neighborhood snapshot
Population
1,156
Median age
49
Median income
$70,121
Median home value
$175,400
Avg household
2
Households w/ children
130
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
1 of 9
CORAL LAKES have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 5321 SE Sterling Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
2691 SUNSET LAKE DR, Cape Coral FL 33909 · same community
5 bd · 3 ba · 2,471 sqft · $142/sqft · 164 DOM
Sold · Dec ’25$438,000
12678 Via Ravenna, Boynton Beach FL 33436 · same community
3 bd · 2 ba · 2,170 sqft · $202/sqft · 146 DOM
Sold · Sep ’25$490,000
12560 Via Valenza, Boynton Beach FL 33436 · same community
3 bd · 2 ba · 2,078 sqft · $236/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5321 SE Sterling Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5321 SE Sterling Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5321 SE Sterling Circle FAQs
What would the monthly payment be for 5321 SE Sterling Circle, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,873/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5321 SE Sterling Circle, Stuart FL 34997?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5321 SE Sterling Circle, Stuart FL 34997?+
The most recent tax bill on record (2025) was $7,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5321 SE Sterling Circle, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $700,000, this home is listed about 164% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5321 SE Sterling Circle, Stuart FL 34997?+
Pinewood Elementary School (elementary), Dr. David L. Anderson Middle School (middle), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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