
3772 SE Upper Street, Stuart FL 34997, STUART, FL, 34997
Active14 days on marketListed Jul 9, 2026MLS #B26050403
About this home
3772 SE Upper Street, Stuart FL 34997
If you've been looking for a home that's been thoughtfully upgraded and exceptionally maintained, this Stuart property is one you'll want to see. Inside, the kitchen offers granite countertops, stainless steel appliances, and a pantry that provides plenty of extra storage. The open layout makes it easy to stay connected whether you're preparing dinner or spending time with company. The primary suite is designed to feel like a true retreat with tray ceilings, a spacious walk in closet, and an entire wall of additional built in storage. The beautifully updated bathroom features floor to ceiling tile and a full glass enclosed shower. The guest bathroom has also been renovated with floor to ceiling tile and glass shower doors, giving both spaces a clean, modern look. Practical upgrades throughout the home include an LG washer and dryer with TrueSteam technology, a premium whole home water softening and filtration system, and a ProTran electrical transfer switch in the garage for easy generator hookup. The two car garage also features painted floors and built in cabinetry on both sides, offering excellent storage and organization. Once outside and you'll find a backyard that's ready to enjoy year round. The fully fenced yard is anchored by a well appointed outdoor kitchen featuring granite countertops, a built in KitchenAid grill, and a prep sink, creating the perfect space for entertaining or enjoying a quiet evening at home. The landscaping has been carefully planned to provide both beauty and privacy. Mature Canary Island Date Palms, Pygmy Date Palms, Clusia, Crotons, Dwarf Schefflera, Yellow Hibiscus, Ti Plants, Split Leaf Philodendrons, Gardenias, Blue Plumbago, Mexican Heather, and vibrant Firebush create a lush tropical setting that feels established and inviting from the moment you arrive. Located in Stuart, this home combines quality upgrades, functional living spaces, and beautifully maintained outdoor areas in a package that's easy to appreciate from the moment you pull into the driveway.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,182
Sqft
0.17 ac
Lot size
2
Garage
2005
Year built
1
Levels
$465
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,815 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,815/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.9%
Days on market
14 vs 94 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista Salerno
Get to know Stuart. See the full Stuart guide →
Vista Salerno — neighborhood snapshot
Population
441
Median age
60
Median income
$68,340
Median home value
$60,060
Avg household
2
Households w/ children
14%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3772 SE Upper Street — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3772 SE Upper Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3772 SE Upper Street FAQs
What would the monthly payment be for 3772 SE Upper Street, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,815/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3772 SE Upper Street, Stuart FL 34997?+
The most recent tax bill on record (2025) was $2,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3772 SE Upper Street, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $550,000, this home is listed about 108% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3772 SE Upper Street, Stuart FL 34997?+
Murray Middle School (middle), Sea Wind Elementary School (elementary), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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