, FELLSMERE, FL, 32948
Active31 days on marketListed Jun 18, 2026MLS #B26042678
About this home
Two-story newer home built in 2020, with a 2-car carport, fenced yard, paver patio, and a 10x12 shed with electric. It features a tankless water heater, city water, tile floors, 2 bedrooms, 2.5 bathrooms, a screened-in porch, shutters, and impact-resistant windows.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,100
Sqft
0.22 ac
Lot size
2020
Year built
2
Levels
$317
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fellsmere actives
$317 vs $449
Days on market
31 vs 41 typical
Where $317/sqft sits among the 8 Fellsmere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fellsmere
Get to know Fellsmere. See the full Fellsmere guide →
FELLSMERE 32948 — neighborhood snapshot
Population
6,802
Median age
37.4
Median income
$60,099
Median home value
$196,200
Avg household
3.91
Households w/ children
766
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fellsmere market
$799K → $271K
Fellsmere median sold, yr/yr
1 of 8
Fellsmere actives have cut their price
Median sold price, Fellsmere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the FELLSMERE 32948 median. See the full Fellsmere market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
48 N Oak Street, Fellsmere FL 32948 · same community
3 bd · 2 ba · 1,107 sqft · $226/sqft · 84 DOM
Sold · Dec ’25$299,990
88 N OAK STREET · same community
3 bd · 2 ba · 1,263 sqft · $238/sqft · 34 DOM
Sold · Jul ’26$360,000
50 S Willow Street, Fellsmere FL 32948 · same community
3 bd · 2 ba · 1,600 sqft · $225/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2024) was $4,878. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fellsmere?+
At $348,900, this home is listed about 50% below the Fellsmere median of $698,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Fellsmere Elementary School (elementary), Sebastian River Middle School (middle), Sebastian River High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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