Steeve Cadeau
$395,0003 bd2 ba1,508 sqft$262 /sqft$2,694 /mo all-in ↓

, VERO BEACH, FL, 32968

Active34 days on marketListed Jun 15, 2026MLS #B26041365

Priced 28% below the VERO BEACH 32968 medianPrivate poolSingle Family ResidenceEmerson Park

About this home

Updated home on a quiet dead-end street with no HOA on over a quarter acre lot gives you room to breathe. Inside, new flooring and fresh paint colors give the home a coastal feel. Fully remodeled kitchen with new cabinets, quartz countertops, tile backsplash, and stainless steel appliances makes entertaining easy. Roomy primary suite has space for all of your wardrobe in the walk-in closet. The extra-large garage adds serious utility. Step outside to a fenced backyard shaded by mature oaks. Make a splash in the screened pool or relax with a cool drink in the breezy covered patio.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,508

Sqft

0.28 ac

Lot size

2

Garage

1984

Year built

2

Levels

$262

Per sqft

Private poolOther & Other Water View viewPets allowed

Inside

FlooringTile
AppliancesElectric Water Heater · Dishwasher · Refrigerator
InteriorFrench Doors · Other · Family Room · Utility/Laundry In Garage
LaundryIn Garage
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionFrame · Frame With Stucco · Wood Siding
ViewOther · Other Water View
FacesSouth
Parking2 Or More Spaces · Parking Garage
ExteriorOther

Community & fees

Taxes (2025)$407/yr
PetsYes

Utilities & systems

UtilitiesSeptic · Water Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,694 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$34
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$2,694/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$34
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$331KedgeAI estimate $385,310 · range $345K$406K$422K

vs edgeAI estimate

+2.5%

$/sqft vs Vero Beach actives

$262 vs $245

Days on market

34 vs 30 typical

Where $262/sqft sits among the 400 Vero Beach actives

230 · this home
87
27
12
14
30
$137–263$263–390$390–516$516–642$642–768$768+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Emerson Estates

Map of  inside its neighborhood boundary

Get to know Vero Beach. See the full Vero Beach guide →

Emerson Estates — neighborhood snapshot

Population

1,883

Median age

56

Median income

$83,938

Median home value

$299,669

Avg household

2

Households w/ children

154

For the school run

Indian River County School District

ElementaryCitrus Elementary School★★★★★
MiddleOslo Middle School★★★★★
HighVero Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Vero Beach market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$330K$412K

Vero Beach median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

60 of 400

Vero Beach actives have cut their price

Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the VERO BEACH 32968 median. See the full Vero Beach market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $395,000 · 34 days on market since
1984Built · Emerson Park

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2153 SUNBOW DRSold · Sep ’25

$405,000

2153 SUNBOW DR · same community

3 bd · 2 ba · 1,700 sqft · $238/sqft · 12 DOM

1484 SILVER LINING WAYSold · Aug ’25

$379,920

1484 SILVER LINING WAY · same community

3 bd · 2.5 ba · 1,777 sqft · $214/sqft · 105 DOM

1476 SILVER LINING WAYSold · Sep ’25

$379,410

1476 SILVER LINING WAY · same community

4 bd · 3 ba · 1,806 sqft · $210/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,694/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Vero Beach?+

At $395,000, this home is listed about 18% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Citrus Elementary School (elementary), Oslo Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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