200 SE Birch Terrace, Stuart FL 34997, STUART, FL, 34997
Active45 days on marketListed Jun 9, 2026MLS #B26038698
About this home
200 SE Birch Terrace, Stuart FL 34997
Discover the perfect blend of style, comfort, and low-maintenance living in this beautifully appointed Fullerton III townhome at Salerno Reserve, currently under construction with an anticipated October 2026 completion. Designed with our highly desirable Farmhouse interior collection, this home features a bright and inviting palette highlighted by crisp white farmhouse cabinetry, elegant finishes, matte black fixtures, and a thoughtfully designed open-concept floor plan that maximizes both space and natural light. The kitchen serves as the centerpiece of the home, offering designer-selected details and a seamless connection to the dining and living areas—ideal for entertaining or everyday living. Adding to its appeal, this homesite backs to a landscaped garden area, creating a peaceful setting with additional greenery and enhanced privacy. Enjoy relaxing mornings with garden views and a tranquil backdrop rarely found in townhome living. The popular Fullerton III design offers spacious living areas, modern functionality, and the convenience of a new construction home built with today's lifestyle in mind. Located within the gated community of Salerno Reserve, residents enjoy resort-style amenities including a community pool, pickleball courts, and walking trails, all just minutes from Downtown Stuart, beautiful beaches, shopping, dining, and convenient access to I-95. This is an exceptional opportunity to own a brand-new home featuring designer farmhouse finishes, a desirable garden homesite, and the peace of mind that comes with new construction. Estimated completion: October 2026. Photos are of a model home and are for illustrative purposes only. Features, colors, and finishes may vary.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,683
Sqft
0.05 ac
Lot size
2
Garage
2024
Year built
2
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,631 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,631/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.1%
$/sqft vs Stuart actives
$294 vs $265
Days on market
45 vs 94 typical
Where $294/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34997 — neighborhood snapshot
Population
45,947
Median age
53
Median income
$75,705
Median home value
$335,200
Avg household
2.36
Households w/ children
3,566
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 SE Birch Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$652,000
6783 SE Lost Pine Drive, Stuart FL 34997 · same community
3 bd · 2.5 ba · 2,026 sqft · $322/sqft · 12 DOM
Sold · Apr ’26$641,000
6778 SE Lost Pine Drive # 26, Stuart FL 34997 · same community
3 bd · 2.5 ba · 2,026 sqft · $316/sqft · 46 DOM
Sold · Jul ’26$659,995
6763 SE Lost Pine Drive, Stuart FL 34997 · same community
3 bd · 2.5 ba · 2,026 sqft · $326/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 200 SE Birch Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 SE Birch Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
200 SE Birch Terrace FAQs
What would the monthly payment be for 200 SE Birch Terrace, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,631/mo — principal and interest, the actual property-tax bill, the $273/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 SE Birch Terrace, Stuart FL 34997?+
The association fee works out to $273 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 SE Birch Terrace, Stuart FL 34997?+
The most recent tax bill on record (2025) was $781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 SE Birch Terrace, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $494,995, this home is listed about 87% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 SE Birch Terrace, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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