, VERO BEACH, FL, 32963
Active67 days on marketListed May 14, 2026MLS #B26028628
About this home
Vero Beach beachside living in 32963. Never-before-listed former model offering exceptional privacy in sought-after Bermuda Club near Indian River Shores. This well-kept residence features 2,294 sq ft with 3BR/2BA plus a powder room, a 2-car garage, and an easy, open flow designed for everyday comfort and relaxed coastal entertaining. Step outside to a private pool and grilling area for true indoor-outdoor living. Meaningful upgrades include: A/C 2026, impact windows, a 2021 tile roof, a 2021 water heater, and 2022 re-plumbing, providing added peace of mind for full-time or seasonal use. Deeded beach access makes it simple to enjoy sunrises and shoreline walks, and direct access to the Jungle Trail invites biking, walking, and nature runs right from the neighborhood. Ideal for South Florida or Northeast relocation, or anyone seeking a lock-and-leave coastal home with low-maintenance appeal. Convenient to Ocean Drive, the Village Shops, dining, boutiques, and everyday essentials, with the best of Vero's barrier-island lifestyle just minutes away.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,294
Sqft
0.19 ac
Lot size
2000
Year built
1
Levels
$360
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,585 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,585/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
$/sqft vs Vero Beach actives
$360 vs $245
Days on market
67 vs 30 typical
Where $360/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bermuda Club
Get to know Vero Beach. See the full Vero Beach guide →
Bermuda Club — neighborhood snapshot
Population
954
Median age
73
Median income
$84,922
Median home value
$603,000
Avg household
2
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
60 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the VERO BEACH 32963 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$780,000
1155 Governors Way, Vero Beach FL 32963 · same community
4 bd · 4 ba · 2,614 sqft · $298/sqft · 164 DOM
Sold · Jul ’26$835,000
1167 Governors Way, Vero Beach FL 32963 · same community
4 bd · 4 ba · 2,728 sqft · $306/sqft · 288 DOM
Sold · Jul ’26$1,275,000
Nearby listing
3 bd · 3 ba · 2,297 sqft · $555/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,585/mo — principal and interest, the actual property-tax bill, the $191/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $191 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $5,677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $825,000, this home is listed about 146% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Gifford Middle School (middle), Beachland Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VERO BEACH 32963 market on paper
$825,000 is 17% below the VERO BEACH 32963 median of $999,000.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
67 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gifford Middle School, Beachland Elementary School, Vero Beach High School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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