Steeve Cadeau
$1,399,000$1,479,0005 bd4.5 ba3,357 sqft$417 /sqft$9,381 /mo all-in ↓

12781 Yardley Drive, Boca Raton FL 33428, BOCA RATON, FL, 33428

Active95 days on marketListed May 7, 2026MLS #B26025372

Reduced $80KWaterfrontPrivate poolSingle Family ResidenceBOCA FALLS ,Boca Falls

About this home

12781 Yardley Drive, Boca Raton FL 33428

Amazing lakefront pool home tucked away on a quiet cul de sac lot, offering the space, style, & comfort today's buyers are looking for. Super desirable floor plan with the primary suite on the first floor, plus 4 bedrooms, 3 baths and a loft upstairs. Enter into the main living and dining areas w/soaring ceilings and expansive windows that fill the home w/natural light and flow seamlessly into the chef's kitchen featuring an island & breakfast bar overlooking the family room. Designed for effortless Florida living, the outdoor space features an expanded screened-in patio, over-sized pool with sun shelf, fenced yard with room for pets and playsets & peaceful long lake views. A rare opportunity to enjoy indoor/ourdoor living while still being close to great parks, schools & shopping.. Boca Falls is a premier gated community w/ resort style amenities including a clubhouse, fitness center, playground, tennis, pickleball, basketball courts, & a community pool. Conveniently located near highly rated Waters Edge Elementary, Loggers Run Middle, & West Boca High, plus close to shopping & everyday conveniences. Ideally positioned next to South County Park w/ Osprey Point Golf Course, Amphitheater, Water Park, Dog Parks, playgrounds, tennis courts and more.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,357

Sqft

0.29 ac

Lot size

3

Garage

1997

Year built

2

Levels

$417

Per sqft

Private poolWaterfrontLake & Lake View viewPets allowed

Inside

FlooringCarpet · Ceramic Floor
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorEntrance Foyer · Pantry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionCBS Construction
ViewLake · Lake View
FacesSouth
Parking2 Or More Spaces · No Boats · Parking Garage · No Rv/Boats

Community & fees

HOA fee$560/mo
Taxes (2025)$7,048/yr
PetsYes
CommunityTennis · Buyer Approval Required · Gated · Clubhouse · Exercise Room · Maintained Community · Management On Site · Mandatory Hoa · Picnic Area · Pool · Sidewalks · Street Lights · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,381 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$587
HOA fee — from the listing$560
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$9,381/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$587
HOA / condo fee$560
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.2MedgeAI estimate $1,316,195 · range $1.2M$1.5M$1.5M

vs edgeAI estimate

+6.3%

$/sqft vs Boca Raton actives

$417 vs $323

Days on market

95 vs 56 typical

Where $417/sqft sits among the 400 Boca Raton actives

225
81 · this home
36
19
13
26
$141–359$359–576$576–793$793–1011$1011–1228$1228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Raton

Map of 12781 Yardley Drive, Boca Raton FL 33428

Get to know Boca Raton. See the full Boca Raton guide →

For the school run

Palm Beach County School District

ElementaryHammock Pointe Elementary School★★★★★
HighOlympic Heights Community High★★★★★
MiddleEagles Landing Middle School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

51 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 538% above the BOCA RATON 33428 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,399,000 $80K
May 7, 2026Listed at $1,479,000 · 95 days on market since
1997Built · BOCA FALLS ,Boca Falls

Reality check

What actually sold near 12781 Yardley Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21300 Waycross Dr, Boca Raton FL 33428Sold · Oct ’25

$875,000

21300 Waycross Dr, Boca Raton FL 33428

4 bd · 2.5 ba · 3,357 sqft · $261/sqft · 64 DOM

11937 Sandlake Drive, Boca Raton FL 33428Sold · Jun ’26

$1,575,000

11937 Sandlake Drive, Boca Raton FL 33428

5 bd · 4 ba · 3,387 sqft · $465/sqft · 12 DOM

21677 Marigot Dr, Boca Raton FL 33428Sold · Dec ’25

$1,370,000

21677 Marigot Dr, Boca Raton FL 33428

5 bd · 3.5 ba · 3,306 sqft · $414/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12781 Yardley Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12781 Yardley Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Straight answers

12781 Yardley Drive FAQs

What would the monthly payment be for 12781 Yardley Drive, Boca Raton FL 33428?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,381/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12781 Yardley Drive, Boca Raton FL 33428?+

The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12781 Yardley Drive, Boca Raton FL 33428?+

The most recent tax bill on record (2025) was $7,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12781 Yardley Drive, Boca Raton FL 33428?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $1,399,000, this home is listed about 154% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12781 Yardley Drive, Boca Raton FL 33428?+

Hammock Pointe Elementary School (elementary), Olympic Heights Community High (high), Eagles Landing Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,399,000 runs 538% above the BOCA RATON 33428 median — but at 3,357 sqft it's also nearly twice the size of the typical Boca Raton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Hammock Pointe Elementary School, Olympic Heights Community High, Eagles Landing Middle School, Glades Construction Academy At West Technical — Eagles Landing Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,479,000, now $1,399,000 — a $80K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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