5422 SE Meredith Terrace, Stuart FL 34997, STUART, FL, 34997
Active105 days on marketListed Apr 10, 2026MLS #B26014185
About this home
5422 SE Meredith Terrace, Stuart FL 34997
This Concrete block 3-bedroom, 2.5-bath home situated on a desirable corner lot is in the private golf course community of Mariner Sands. This charming residence offers a functional layout with a spacious family room featuring a built-in bar—perfect for entertaining—along with a separate dining room and an enclosed sunroom for added living space. The primary suite includes two walk-in closets and a well-appointed bath with double vanities and a large walk-in shower. A generous guest bedroom offers its own private bathroom, while the third bedroom is currently used as a den, providing flexibility for a home office or additional living area. The large kitchen offers abundant storage, and the expansive screened-in patio creates an ideal setting to enjoy the private backyard. Complete with a half bath and thoughtful layout throughout, this home is a wonderful opportunity to enjoy country club living in Mariner Sands. Residents enjoy two championship 18-hole golf courses, Har-Tru tennis courts, pickleball, croquet, and a state-of-the-art fitness center. The community also features a resort-style pool with a separate lap pool, along with the Sand Bar offering exceptional indoor and outdoor casual dining. The spectacular new clubhouse provides both fine and casual dining, along with weekly social events and happy hours. Additional amenities include a dog park, playground, spa, and nail salon—all just minutes from pristine beaches and charming downtown Stuart. Social membership is required with a one-time capital contribution of $50,000 due at closing. Golf membership is separate and optional.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,249
Sqft
0.17 ac
Lot size
1
Garage
1982
Year built
1
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,138 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,138/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.8%
$/sqft vs Stuart actives
$204 vs $266
Days on market
105 vs 94 typical
Where $204/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mariner Sands
Get to know Stuart. See the full Stuart guide →
Mariner Sands — neighborhood snapshot
Population
1,424
Median age
72
Median income
$60,132
Median home value
$277,000
Avg household
2
Households w/ children
10%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 5422 SE Meredith Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$720,000
5382 SE Meredith Terrace, Stuart FL 34997 · same community
2 bd · 2.5 ba · 2,225 sqft · $324/sqft · 87 DOM
Sold · Mar ’26$445,000
7036 SE Winged Foot Drive, Stuart FL 34997 · same community
3 bd · 2 ba · 2,100 sqft · $212/sqft · 130 DOM
Sold · Apr ’26$580,000
5081 SE Burning Tree Circle, Stuart FL 34997 · same community
3 bd · 2 ba · 2,083 sqft · $278/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5422 SE Meredith Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5422 SE Meredith Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5422 SE Meredith Terrace FAQs
What would the monthly payment be for 5422 SE Meredith Terrace, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,138/mo — principal and interest, the actual property-tax bill, the $1,736/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5422 SE Meredith Terrace, Stuart FL 34997?+
The association fee works out to $1,736 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5422 SE Meredith Terrace, Stuart FL 34997?+
The most recent tax bill on record (2025) was $4,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5422 SE Meredith Terrace, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $459,000, this home is listed about 73% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5422 SE Meredith Terrace, Stuart FL 34997?+
Murray Middle School (middle), Sea Wind Elementary School (elementary), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$459,000 runs 18% above the STUART 34997 median — but at 2,249 sqft it's also nearly twice the size of the typical Stuart listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,736/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $495,000, now $459,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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