7902 SE 95th Trail, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active120 days on marketListed Mar 26, 2026MLS #B26008730
About this home
7902 SE 95th Trail, Okeechobee FL 34974
Step into the Home you have been dreaming of! This beautifully maintained 3Bed-2-Bath Residence, originally built in 2013 and thoughtfully upgraded, uhprovides nearly 1,500 square feet of sleek comfortable/modern living. From the new flooring and fresh interior paint to hurricane-impact windows/doors and durable hardy board siding, every detail reflects quality and care. Feel at ease with a standing seam metal roof and a reinforced seawall that surrounds the property. Perfect for boaters, will love the private dock with a lift, plus a second dock ideally positioned for stunning sunsets views. A stylish metal fence paired with a grand cypress tree in the backyard offers a beautiful balance of seclusion and peaceful charm. Notable upgrades include a full-home reverse osmosis water system, a recently added flagpole, and a storage shed for extra functionality. Nestled at the end of a quiet street, this home showcases pictures water views and a calm, relaxing setting. A rare opportunity you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,494
Sqft
0.15 ac
Lot size
2013
Year built
1
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,936 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,936/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$264 vs $202
Days on market
120 vs 11 typical
Where $264/sqft sits among the 277 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
18 of 277
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 7902 SE 95th Trail
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$480,000
640 NE 160th Street, Miami FL 33162 · same community
3 bd · 2 ba · 1,462 sqft · $328/sqft · 48 DOM
Sold · Oct ’25$720,000
760 NE 163rd St, Miami FL 33162 · same community
4 bd · 3 ba · 1,434 sqft · $502/sqft · 44 DOM
Sold · Jul ’25$599,000
620 NE 160th St, Miami FL 33162 · same community
3 bd · 4 ba · 1,395 sqft · $429/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7902 SE 95th Trail — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7902 SE 95th Trail — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7902 SE 95th Trail FAQs
What would the monthly payment be for 7902 SE 95th Trail, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,936/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7902 SE 95th Trail, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $3,317. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7902 SE 95th Trail, Okeechobee FL 34974?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $395,000, this home is listed about 41% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$395,000 runs 84% above the OKEECHOBEE 34974 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
120 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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