416 Palm Way, FL 32139, FL, 32139
Active123 days on marketListed Mar 24, 2026MLS #B26006189
About this home
416 Palm Way, FL 32139
Build your dream home on this 0.23-acre lot at 416 Palm Way located in the peaceful community of Paradise Lakes. Zoned R-2, this parcel offers flexibility for residential use and a great opportunity for a primary residence, vacation home, or investment property. Enjoy quiet surroundings just minutes from Lake George and the scenic St. Johns River, perfect for boating and fishing. Conveniently located near Crescent City and Palatka for shopping and dining. The neighboring lot at 418 Palm Way is also available, offering the opportunity to combine both parcels for approximately 0.46 acres. Great opportunity to own affordable land in a growing lake-area community! Buyer to verify all property details including zoning, utilities, land use, and building requirements. All information deemed reli
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 416 Palm Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
101 SE 3RD STREET · same community
3 bd · 2 ba · 1,490 sqft · $178/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 416 Palm Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 Palm Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
416 Palm Way FAQs
What would the monthly payment be for 416 Palm Way, FL 32139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $225/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 416 Palm Way, FL 32139?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 416 Palm Way, FL 32139?+
The most recent tax bill on record (2025) was $116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.