8212 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224
Active3 days on marketListed Jul 31, 2026MLS #A4701777
About this home
8212 SAINT KITTS CIRCLE
Virtually Staged. Welcome to Your Caged Pool OASIS in the Community of Island Lakes at Coco Bay, one of Englewood's most desirable gated communities in all of Englewood, FL! Brand NEW 2026 construction and perfectly positioned on a PREMIUM tranquil lot!! Move-in READY, Builder Incentives Available and NO FLOOD INSURANCE REQUIRED!! This stunning sought-after Carson model offers 4 bedrooms, 3 bathrooms, a 2-car garage, and a beautifully finished space. Located in the back of the subdivision for extra privacy. This home delivers a peaceful backyard with a preserve view and caged private pool with spa ready for entertaining. This is completed without the added cost, delay, or hassle of building from scratch. The curb appeal is unmatched with manicured landscaping, a pavered driveway and walkway, and an elegant front door. Step inside the bright open floor plan featuring neutral tile flooring throughout (NO CARPET), tray ceilings, and impact-rated sliding glass doors leading to a covered screened lanai perfect for sipping morning coffee with Sand Hill Cranes. The chef's kitchen is a showstopper with ample storage, beautiful extended cabinetry, quartz countertops and stainless steel appliances. Entertain with ease in the formal dining space. It's perfect for large family gatherings at the holidays. Enjoy your split floor plan for convenience. Master bedroom with a glamorous ensuite bathroom. The guest bathrooms include quartz countertops, a tub/shower combo with designer tile, and natural light. The primary suite is a true retreat, privately located at the rear of the home with an OVERSIZED shower and walk-in closet. This ensuite bathroom includes a quartz vanity, and elegant designer finishes. Additional highlights include a full laundry room with washer, dryer, smart-home upgrades like Video Doorbell, smart front door lock, and IMPACT-RATED windows. The three car garage will delight any car enthusiast and Golf Carts are allowed. Island Lakes at Coco Bay offers a gated, resort-style lifestyle with a clubhouse, secure mailboxes, enclosed gym, internet, lawn maintenance, irrigation, inground pool, pickleball courts, and a playground. BRING YOUR GOLF CART for community events and frequent golf cart parades!!!! Publix and Walmart are both within 3 miles. Conveniently located to Manasota & Englewood Beaches, Boca Grande, bike trails, multiple state parks, marinas, golf, schools, churches, and local dining favorites. Don't forget to ask about your closing incentives from the builder!!! Schedule your private tour today. Don’t miss your opportunity to own this exceptional coastal retreat in one of Englewood’s most desirable new communities. 2 miles to Publix, 3 miles to Super Walmart, 5.4 miles to Manasota Key, 8 miles to Boca Grande, 32 miles to Punta Gorda Airport, 41 miles to Sarasota Airport, 70 miles to TPA. This is your opportunity to live the SOUGHT-AFTER Florida Lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,933
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,553 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,553/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Englewood actives
$238 vs $240
Days on market
3 vs 67 typical
Where $238/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
182 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 417% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8212 SAINT KITTS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$310,000
8152 SAINT KITTS CIRCLE · same community
4 bd · 3 ba · 1,933 sqft · $160/sqft · 13 DOM
Sold · May ’26$319,000
8159 SAINT KITTS CIRCLE · same community
4 bd · 3 ba · 1,933 sqft · $165/sqft · 0 DOM
Sold · Mar ’26$427,500
8134 SAINT KITTS CIRCLE · same community
4 bd · 3 ba · 1,933 sqft · $221/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8212 SAINT KITTS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8212 SAINT KITTS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8212 SAINT KITTS CIRCLE FAQs
What would the monthly payment be for 8212 SAINT KITTS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,553/mo — principal and interest, the actual property-tax bill, the $303/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8212 SAINT KITTS CIRCLE?+
The association fee works out to $303 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8212 SAINT KITTS CIRCLE?+
The most recent tax bill on record (2025) was $2,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8212 SAINT KITTS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $459,797, this home is listed about 26% above the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8212 SAINT KITTS CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$459,797 runs 417% above the ENGLEWOOD 34224 median — but at 1,933 sqft it's also 30% larger than the typical Englewood listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Englewood market that averages 67 — if it fits, move quickly.
04Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FATHOM REALTY FL LLC · Carla Jones. MLS #A4701777.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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