1960 RIVER ROAD, STEINHATCHEE, FL, 32359
Active1 days on marketListed Jul 23, 2026MLS #A4700898
About this home
1960 RIVER ROAD
Enjoy the best of Florida's Nature Coast with this 0.5-acre waterfront lot on the scenic Steinhatchee River. Featuring approximately 130 feet of river frontage, this property offers a fantastic setting for a custom home, vacation retreat, or investment property. Spend your days boating, fishing, kayaking, scalloping, or simply relaxing while taking in the peaceful river views. Septic is already on site (per seller), adding extra convenience for future development. Located just minutes from Steinhatchee's marinas, restaurants, and local shops, this property combines the tranquility of waterfront living with easy access to everything this popular coastal town has to offer. Listing is for land only and comes As Is. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved.
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$701 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$701/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1960 RIVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$175,000
2008 RIVER ROAD NE
2 bd · 2 ba · 896 sqft · $195/sqft · 265 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1960 RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1960 RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1960 RIVER ROAD FAQs
What would the monthly payment be for 1960 RIVER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $701/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1960 RIVER ROAD?+
The most recent tax bill on record (2025) was $791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1960 RIVER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $74,999, this home is listed about 81% below the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1960 RIVER ROAD?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the STEINHATCHEE 32359 market on paper
$74,999 is 53% below the STEINHATCHEE 32359 median of $159,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Steinhatchee market that averages 143 — if it fits, move quickly.
04Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NEW ALLIANCE GROUP REALTY · Zach Hilferding. MLS #A4700898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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